How to Claim Compensation for Whiplash After a Car Accident in Vélez-Málaga (Downloadable Template)
If you have been involved in a traffic accident in Vélez-Málaga, you may be entitled to compensation for a "latigazo cervical" (cervical whiplash). In Spain, whiplash is the most common injury following rear-end collisions. This injury occurs when the neck is suddenly snapped back and forth, causing damage to the soft tissues. To receive compensation, you must follow strict legal timelines and notify the insurance company formally. This template will help you initiate the claim process correctly.
Instructions on how and where to submit it in Vélez-Málaga
To submit your claim, you must send this document via "Burofax" (a service through Correos that provides legal proof of content and receipt) to the insurance company of the party at fault. In Vélez-Málaga, you can visit the main Correos office located on Calle Arroyo de San Sebastián to send this document. Alternatively, if you have legal insurance, you may submit it via your lawyer or insurance agent. Ensure you keep the receipt of the Burofax, as it acts as your legal evidence of the claim.
A LA COMPAÑÍA ASEGURADORA: [Nombre de la compañía contraria]
ASUNTO: RECLAMACIÓN DE INDEMNIZACIÓN POR DAÑOS PERSONALES (LATIGAZO CERVICAL)
D./Dña. [Tu Nombre Completo], mayor de edad, con DNI/NIE [Tu número], y domicilio a efectos de notificaciones en [Tu dirección en Vélez-Málaga], ante esa entidad comparezco y DIGO:
Que el pasado día [Fecha del accidente], sufrí un accidente de tráfico en [Lugar exacto del accidente en Vélez-Málaga], en el cual el vehículo con matrícula [Matrícula del contrario], asegurado por su entidad, fue el causante del siniestro.
Que, a consecuencia de dicho accidente, sufrí lesiones consistentes en un latigazo cervical (esguince cervical), según consta en el informe médico de urgencias del Hospital Comarcal de la Axarquía.
Que mediante el presente escrito, y al amparo de la Ley sobre responsabilidad civil y seguro en la circulación de vehículos a motor, FORMULO RECLAMACIÓN formal de indemnización por los daños físicos sufridos, así como por los días de baja y secuelas que pudieran derivarse.
Solicito que se proceda a la apertura del expediente de siniestro y se me indique el centro médico concertado al que debo acudir para el seguimiento de mi rehabilitación.
En Vélez-Málaga, a [Día] de [Mes] de [Año].
Fdo: [Tu Nombre y Apellidos]
Additional documentation required
- Parte Amistoso (Accident Report): The signed document from the scene of the accident.
- Medical Report (Informe de Urgencias): You must visit the emergency room within 72 hours of the accident for the injury to be legally linked to the crash.
- Medical Follow-up: All receipts and reports from your physiotherapy sessions.
- Police Report (Atestado): If the Policía Local de Vélez-Málaga attended the scene, request a copy of their report.
Expert Tip: Do not sign any "finiquito" (settlement agreement) from the insurance company until you have fully recovered from your injuries. Insurance companies often offer quick, low-value settlements immediately after the accident; if your whiplash symptoms worsen later, you will have no legal recourse if you have already signed the settlement. Always consult with a local specialist in "accidentes de tráfico" if the insurance company disputes your claim.