How to Claim Compensation for Whiplash After a Car Accident in Úbeda: Downloadable Template

If you have been involved in a traffic accident in Úbeda and are suffering from whiplash (known in Spain as latigazo cervical), you are entitled to claim financial compensation for your injuries. Whiplash is the most common injury in rear-end collisions, caused by the sudden back-and-forth movement of the neck. This article provides you with the essential guide and a ready-to-use legal template to initiate your claim against the insurance company of the at-fault driver.

Instructions on how and where to submit it in Úbeda

To process your claim, you must formally notify the insurance company of the party responsible for the accident. In Spain, this is typically done via burofax (a certified mail service with content proof) or through the legal department of your own insurance provider if you have legal defense coverage. If you are handling this yourself in Úbeda, follow these steps:

• Fill out the template below with your personal details and the accident information.
• Print two copies: one to send to the insurance company and one for your own records.
• Go to any Oficina de Correos in Úbeda (such as the one on Calle Obispo Cobos) to send the document via burofax. This ensures the insurer cannot deny receiving your claim.
• Keep the receipt of the burofax as proof of the date you initiated the claim.

A LA COMPAÑÍA ASEGURADORA: [Nombre de la aseguradora contraria]
DEPARTAMENTO DE SINIESTROS

ASUNTO: RECLAMACIÓN DE INDEMNIZACIÓN POR LESIONES (LATIGAZO CERVICAL)
Nº DE EXPEDIENTE: [Número de siniestro]

D./Dña. [Tu nombre completo], con DNI/NIE [Tu número], con domicilio a efectos de notificaciones en [Tu dirección en Úbeda], ante esta entidad comparezco y DIGO:

Que el pasado día [Fecha del accidente], sufrí un accidente de tráfico en [Lugar del accidente en Úbeda], siendo responsable del mismo el asegurado de su compañía [Nombre del conductor contrario], con matrícula [Matrícula del vehículo contrario].

Como consecuencia de dicho impacto, sufrí lesiones consistentes en contractura cervical y latigazo cervical, según consta en el informe médico de urgencias del Hospital San Juan de la Cruz de Úbeda (o centro médico correspondiente).

Por lo expuesto, SOLICITO:

Se inicie el expediente de daños personales y se proceda a la valoración de las lesiones sufridas conforme al Baremo de Accidentes de Tráfico vigente, a fin de determinar la indemnización que legalmente me corresponde por los días de baja y secuelas, si las hubiera.

En Úbeda, a [Día] de [Mes] de [Año].

Fdo.: [Tu firma]

Additional documentation required

To successfully process your claim, you must attach the following evidence to your file:

• Medical Report (Parte de Urgencias): This must be obtained within the first 72 hours following the accident.
• Accident Report (Parte Amistoso): If both parties signed a joint accident report, include a copy.
• Police Report (Atestado Policial): If the Local Police of Úbeda (Policía Local) intervened, request a copy of their report.
• Medical Follow-up: Keep all receipts and reports from physiotherapists or specialists confirming the duration of your treatment.

Expert Tip: Do not sign any settlement agreement offered by the insurance company until you have been fully discharged by your doctor. Insurance companies often offer "quick settlements" that are significantly lower than what you are entitled to under the Spanish legal scale. If the injury persists, consult with a specialized traffic lawyer in Úbeda before accepting any payment.