Download Free Vehicle Loan Agreement Template for Villarrapa (Word/PDF)

If you are planning to lend your car, van, or motorcycle to a family member, friend, or employee in Villarrapa without charging any rent, you need a proper legal document. In Spanish law, this arrangement is known as a "Contrato de Comodato de Vehículo" (a gratuitous vehicle loan agreement). This private contract protects the legal owner from unexpected liabilities, such as speeding fines, tolls, or damages caused while the vehicle is out of their possession, while legally authorizing the borrower to drive the vehicle without issues from the DGT (Dirección General de Tráfico) or local police in Villarrapa.

Instructions on how and where to submit it in Villarrapa

Because a vehicle loan agreement is a private arrangement between two parties, it does not need to be physically submitted to a municipal office or the DGT to be legally binding between you and the borrower. However, to ensure maximum legal security and validity against third parties (such as insurance companies, the town hall of Villarrapa, or traffic authorities), it is highly recommended to follow these steps:

• Signing: Both parties must sign and date all pages of the bilingual contract.
• DGT Notification (Optional but Recommended): While not strictly mandatory for a gratuitous loan, notifying the DGT that a regular authorized driver uses the vehicle can prevent administrative headaches. This can be done online via the DGT electronic headquarters (sede electrónica) or at the nearest Provincial Traffic Headquarters.
• Local Registration in Villarrapa: If the vehicle requires resident parking permits or municipal exemptions in Villarrapa, present a signed copy of this contract along with the vehicle's documentation at the Villarrapa Town Hall (Ayuntamiento) citizen service office.
• Insurance Company: Crucially, notify your vehicle insurance provider that a secondary driver will be using the car regularly, and have them included in the policy to avoid coverage denials in case of an accident.

CONTRATO DE COMODATO DE VEHÍCULO (PRÉSTAMO GRATUITO) / FREE VEHICLE LOAN AGREEMENT

En Villarrapa, a [Día] de [Mes] de [Año]
In Villarrapa, on [Day] of [Month], [Year]

REUNIDOS / PARTIES

De una parte, D./Dª. [Nombre del Propietario], mayor de edad, con D.N.I. número [Número de D.N.I.], y domicilio a efectos de notificaciones en Villarrapa, calle [Dirección del Propietario], en calidad de propietario del vehículo (en adelante, el COMODANTE).
On one part, Mr./Ms. [Owner's Name], of legal age, with ID number [ID Number], and address for notification purposes in Villarrapa, [Owner's Address], acting as the owner of the vehicle (hereinafter, the LENDER).

Y de otra parte, D./Dª. [Nombre del Precarista/Conductor], mayor de edad, con D.N.I. número [Número de D.N.I.], y domicilio en Villarrapa, calle [Dirección del Conductor] (en adelante, el COMODATARIO).
And on the other part, Mr./Ms. [Borrower's Name], of legal age, with ID number [ID Number], and address in Villarrapa, [Borrower's Address] (hereinafter, the BORROWER).

Ambas partes reconociéndose capacidad legal suficiente para este acto, MANIFIESTAN Y ACUERDAN:
Both parties recognizing sufficient legal capacity for this act, STATE AND AGREE:

PRIMERO.- OBJETO DEL CONTRATO / FIRST.- OBJECT OF THE AGREEMENT
El COMODANTE cede en uso gratuito al COMODATARIO, quien acepta, el vehículo de su propiedad cuyas características son:
The LENDER grants the gratuitous use of the vehicle owned by them to the BORROWER, who accepts it, with the following characteristics:
- Marca / Brand: [Marca]
- Modelo / Model: [Modelo]
- Matrícula / License Plate: [Matrícula]
- Nº de Bastidor / VIN: [Número de Bastidor]

SEGUNDO.- CARÁCTER GRATUITO / SECOND.- GRATUITOUS CHARACTER
El presente contrato es de carácter estrictamente gratuito (comodato), por lo que el COMODATARIO no está obligado a abonar ninguna cantidad económica en concepto de alquiler o contraprestación por el uso del vehículo.
This contract is strictly gratuitous, therefore the BORROWER is not obliged to pay any financial amount as rent or consideration for the use of the vehicle.

TERCERO.- DURACIÓN / THIRD.- DURATION
El préstamo del vehículo tendrá una duración de [Indicar duración, ej: un año / indefinida], comenzando el día de la firma del presente documento. No obstante, el COMODANTE podrá reclamar la devolución del vehículo en cualquier momento, comprometiéndose el COMODATARIO a devolverlo de forma inmediata.
The loan of the vehicle will last for [Indicate duration, e.g., one year / indefinite], starting on the day of signing this document. However, the LENDER may demand the return of the vehicle at any time, and the BORROWER undertakes to return it immediately.

CUARTO.- GASTOS Y OBLIGACIONES / FOURTH.- EXPENSES AND OBLIGATIONS
Serán de cuenta del COMODATARIO todos los gastos corrientes derivados del uso del vehículo, tales como consumo de combustible, reparaciones por desgaste ordinario, mantenimiento, lavado, así como el pago de las sanciones de tráfico (multas) que se deriven de las infracciones cometidas por el COMODATARIO durante la vigencia de este contrato. El seguro obligatorio será abonado por [Indicar quién paga el seguro, ej: el Comodante].
The BORROWER shall be responsible for all current expenses derived from the use of the vehicle, such as fuel consumption, ordinary wear and tear repairs, maintenance, washing, as well as the payment of traffic fines derived from infractions committed by the BORROWER during the term of this contract. Mandatory insurance shall be paid by [Indicate who pays insurance, e.g., the Lender].

Y en prueba de conformidad, ambas partes firman el presente documento por duplicado en Villarrapa, en la fecha ut supra.
And as proof of conformity, both parties sign this document in duplicate in Villarrapa, on the date stated above.

Fdo. El Comodante / Signed: The Lender
[Firma / Signature]

Fdo. El Comodatario / Signed: The Borrower
[Firma / Signature]

Additional documentation required

To ensure that the loan of the vehicle is fully compliant with Spanish traffic regulations and to avoid problems during roadside checks in Villarrapa or anywhere else in Spain, make sure you compile and keep the following documents together:

• Permiso de Circulación (Vehicle Registration Certificate): Must be the original or a legally certified copy showing the owner's details.
• Tarjeta de Inspección Técnica (ITV): Proof that the vehicle has passed Spain's mandatory technical inspection up to date, along with the latest inspection report.
• Receipt of Insurance: Although carrying the physical receipt is no longer strictly legally required, it is highly recommended to carry proof that the compulsory vehicle insurance policy is active and up to date, verifying that the driver is included.
• DNI/NIE Copies: Photocopies of the valid identity documents of both the owner (Lender) and the driver (Borrower) attached to the contract.

Closing paragraph with expert tips

Drafting a clear vehicle loan agreement is a smart preventive measure that saves vehicle owners in Villarrapa from heavy administrative liabilities. Remember that in Spain, the registered owner remains primarily responsible for municipal vehicle taxes (IVTM) and unidentified traffic fines captured by speed cameras unless they can legally identify the actual driver. By keeping this signed contract along with a record of who is driving the vehicle at all times, you protect yourself against unjustified penalties and ensure total legal transparency for both parties.