How to Loan Your Vehicle Legally in Torrelavega: Free Template Download

If you are planning to lend your vehicle to a friend or family member in Torrelavega, it is vital to formalize the arrangement. In Spanish law, this is known as a Comodato de Vehículo. This is a private, gratuitous loan agreement where the owner (comodante) allows another person (comodatario) to use the car for free. Having this document is essential to avoid legal headaches, such as proving who was responsible for traffic fines (multas) or civil liability in the event of an accident.

Instructions on how and where to submit it in Torrelavega

Because this is a private contract between two individuals, it does not need to be submitted to the local Torrelavega City Hall (Ayuntamiento) or the DGT (Dirección General de Tráfico) for the loan itself. However, you should keep a signed copy in the vehicle at all times. If you receive a traffic fine while the car is on loan, you will use this document to prove to the DGT that you were not the driver, allowing you to transfer the responsibility to the actual user.

Steps to finalize the document:

• Download the bilingual template below and fill in the details of both parties.
• Print two copies: one for the owner and one for the borrower.
• Both parties must sign every page of the document.
• Keep the original in the glove compartment.

CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT

En Torrelavega, a [Date] / In Torrelavega, on [Date].

REUNIDOS / PARTIES
D./Dña. [Owner Name], con DNI/NIE [Number], en adelante "el Comodante" / hereinafter "the Lender".
D./Dña. [Borrower Name], con DNI/NIE [Number], en adelante "el Comodatario" / hereinafter "the Borrower".

OBJETO / OBJECT
El Comodante cede gratuitamente el uso del vehículo: / The Lender gratuitously loans the vehicle:
Marca/Make: [Brand], Modelo/Model: [Model], Matrícula/License Plate: [Plate].

CLÁUSULAS / CLAUSES
1. El Comodatario se compromete a utilizar el vehículo exclusivamente para fines particulares. / The Borrower agrees to use the vehicle exclusively for private purposes.
2. El Comodatario será responsable de todas las multas de tráfico e infracciones cometidas durante el periodo de préstamo. / The Borrower shall be responsible for all traffic fines and infractions committed during the loan period.
3. El vehículo se devuelve en el mismo estado en que se entrega. / The vehicle is returned in the same condition it was received.

Firma del Comodante / Signature of Lender: ____________________
Firma del Comodatario / Signature of Borrower: ____________________

Additional documentation required

While the contract is the core document, you must ensure the vehicle is fully compliant with Spanish traffic regulations before handing over the keys. The borrower should carry the following items:

• The original Permiso de Circulación (Vehicle Registration).
• A copy of the Ficha Técnica (Technical Sheet).
• Proof of valid ITV (Inspección Técnica de Vehículos) sticker on the windshield.
• Proof of active insurance. Important: Check if your insurance policy covers "authorized drivers." If the policy only covers the policyholder, you may need to call your insurer to add the borrower as an occasional driver.

Expert Tip: Always make a photocopy of the borrower's valid Spanish driver's license and attach it to the contract. If you receive a traffic fine in Torrelavega, having the contract and the borrower’s ID details ready will make the "identificación de conductor" (driver identification) process with the DGT much faster and prevent the fine from being incorrectly charged to the vehicle owner.