📝 Trámites y Plantillas DGT

Free Vehicle Loan Contract (Comodato) Template for La Sénia: Downloadable PDF/Word

If you are planning to lend your vehicle to a friend, family member, or business associate in La Sénia, it is essential to formalize the arrangement. In Spain, this is known as a Contrato de Comodato (Gratuitous Loan Contract). This legal instrument protects the owner from potential traffic fines, civil liability, or criminal charges incurred while the vehicle is in the borrower's possession. This guide provides you with a bilingual template to ensure your interests are protected under Spanish law.

Instructions on how and where to submit it in La Sénia

A Contrato de Comodato is a private agreement between two parties. Unlike a vehicle transfer (transferencia), this does not need to be submitted to the DGT (Dirección General de Tráfico) or the La Sénia Town Hall. However, you must keep it in the vehicle or accessible at all times for the following reasons:

Traffic Stops: If the Guardia Civil or local police in La Sénia stop the driver, having this document proves that the use of the car is authorized, preventing accusations of theft.
Traffic Fines: If the vehicle receives a speeding ticket or parking fine, this contract serves as evidence to identify the actual driver, allowing the owner to perform the identificación del conductor process correctly.
Insurance Claims: Many insurance companies require proof of authorized use in the event of an accident.

You do not need to register this document officially unless you wish to have the signatures notarized (legitimación de firmas) at a Notary Public in the nearby area of Amposta or Tortosa for added legal security.

📄 Modelo Oficial / Official Template

Plantilla / Template

CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT

En La Sénia, a [Día] de [Mes] de [Año] / In La Sénia, on [Day] of [Month], [Year].

REUNIDOS / THE PARTIES
De una parte, D./Dña. [Nombre del Propietario], con DNI/NIE [Número] y domicilio en [Dirección], en adelante "EL COMODANTE" (The Lender).
De otra parte, D./Dña. [Nombre del Prestatario], con DNI/NIE [Número] y domicilio en [Dirección], en adelante "EL COMODATARIO" (The Borrower).

EXPONEN / BACKGROUND
Que el COMODANTE es propietario del vehículo marca [Marca], modelo [Modelo], con matrícula [Matrícula]. / The LENDER is the owner of the vehicle make [Make], model [Model], with license plate [Plate].
Que ambas partes acuerdan la cesión gratuita del uso del vehículo. / Both parties agree to the free transfer of the use of the vehicle.

CLÁUSULAS / TERMS
1. El COMODANTE cede el uso del vehículo al COMODATARIO de forma gratuita. / The LENDER grants the use of the vehicle to the BORROWER free of charge.
2. El periodo de cesión será desde [Fecha Inicio] hasta [Fecha Fin]. / The loan period shall be from [Start Date] to [End Date].
3. El COMODATARIO se hace responsable de todas las multas, sanciones y gastos derivados del uso del vehículo durante este periodo. / The BORROWER assumes responsibility for all fines, penalties, and expenses derived from the use of the vehicle during this period.
4. El COMODATARIO se compromete a devolver el vehículo en el mismo estado en que lo recibió. / The BORROWER agrees to return the vehicle in the same condition as received.

Firmado / Signed:

__________________________ (El Comodante) | __________________________ (El Comodatario)

Additional documentation required

To ensure the validity of the contract, you should attach the following documents to your agreement:

A photocopy of the owner’s DNI/NIE.
A photocopy of the borrower’s DNI/NIE and a valid driver's license (Permiso de Conducir) authorized for the vehicle category.
A copy of the vehicle’s Permiso de Circulación and the Ficha Técnica (ITV card).
Proof that the vehicle has a valid and active insurance policy (Seguro Obligatorio).

Expert Tip: Always ensure your insurance policy covers "authorized drivers." Some insurance policies strictly limit coverage to the owner or specific named drivers. Before signing this contract, call your insurance provider to confirm that a third-party borrower is covered in case of an accident. If you are lending the car for a long period, consider adding the borrower as an occasional driver to your policy to avoid complications with La Sénia authorities or insurers.