Free Vehicle Loan Agreement Template (Comodato) for Residents in La Senia
If you are planning to lend your vehicle to a friend, family member, or employee in La Senia, it is essential to formalize the arrangement. In Spain, this is known as a Contrato de Comodato. This legal document protects the owner by establishing that the vehicle is being used without a fee, clarifying liability for fines, and defining the duration of the loan. Having this document ready is a crucial step to avoid legal headaches if the driver is pulled over by the Guardia Civil or Local Police.
Instructions on how and where to submit it in La Senia
Unlike a vehicle transfer (compraventa), a private loan agreement does not need to be submitted to the DGT (Dirección General de Tráfico) unless the vehicle is being used for a long period by someone else, in which case you might consider updating the "notificación de conductor habitual" at the DGT office. However, for most private loans, you simply need to keep a signed copy in the vehicle's glove box.
- Step 1: Print two copies of the bilingual template provided below.
- Step 2: Both the lender (comodante) and the borrower (comodatario) must sign each page.
- Step 3: If you wish to give the document extra legal weight, you can visit a local notary in the surrounding area of Tarragona or the Terres de l'Ebre region to have the signatures verified (legitimación de firmas).
- Step 4: Keep the original document inside the vehicle. This helps if the driver is stopped in La Senia, as it proves the vehicle is being used with the owner's explicit consent.
CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT
REUNIDOS / PARTIES
De una parte (Lender/Comodante): [Name], con DNI/NIE [Number], y domicilio en [Address].
De otra parte (Borrower/Comodatario): [Name], con DNI/NIE [Number], y domicilio en [Address].
OBJETO / OBJECT
El Comodante cede gratuitamente el uso del vehículo / The Lender grants the free use of the vehicle:
Marca/Make: [Brand] | Modelo/Model: [Model] | Matrícula/License Plate: [Plate]
CONDICIONES / CONDITIONS
1. El vehículo se cede de forma gratuita / The vehicle is granted free of charge.
2. El Comodatario se hace responsable de todas las multas de tráfico derivadas del uso del vehículo / The Borrower is responsible for all traffic fines incurred during the use of the vehicle.
3. El vehículo deberá ser devuelto en el mismo estado en que se entrega / The vehicle must be returned in the same condition as it was received.
4. Duración / Duration: Desde/From [Date] hasta/Until [Date].
Firmado en La Senia, a [Day] de [Month] de [Year].
Firma Comodante (Lender): ___________________
Firma Comodatario (Borrower): ___________________
Additional documentation required
To ensure total compliance, the driver should always carry the following documents alongside this agreement:
- Original Vehicle Registration (Permiso de Circulación): Never leave the original at home.
- Valid ITV Card (Tarjeta de Inspección Técnica): Ensure the vehicle has passed its technical inspection.
- Proof of Insurance: Ensure the policy covers other drivers if they are not the policyholder. Some insurance companies in Spain require you to notify them if a third party will be driving the car regularly.
- Driver's License: The borrower must hold a valid, unexpired license that is recognized in Spain.
Expert Tip: If you are lending your car for an extended period, it is highly recommended to notify your insurance company. Some policies have "named driver" clauses, and if an accident occurs while an undeclared driver is at the wheel, the insurance company might refuse to cover the damages. Always prioritize keeping your insurance policy updated to reflect who is behind the wheel in La Senia.