How to Legally Lend Your Car in San Lorenzo de la Parrilla: Free Vehicle Loan Agreement Template (PDF/Word)
Lending your vehicle to a friend or family member in Spain is common, but it can lead to legal complications if you are stopped by the Guardia Civil or if the vehicle is involved in a traffic violation. A Contrato de Comodato (Free Vehicle Loan Agreement) is a private contract that formalizes the temporary, non-paid transfer of vehicle usage. By signing this document, you protect yourself from liability regarding fines or accidents, clearly defining the period during which the borrower is responsible for the vehicle.
Instructions on how and where to use this document in San Lorenzo de la Parrilla
Because this is a private agreement between two parties, you do not need to submit it to the Town Hall (Ayuntamiento) of San Lorenzo de la Parrilla or the DGT (Dirección General de Tráfico) for it to be valid. However, it is highly recommended that both parties carry a signed copy in the vehicle at all times. In the event of a traffic stop or a radar fine, this document serves as proof that the registered owner was not the one driving, allowing you to identify the actual driver more effectively during the appeal process.
CONTRATO DE COMODATO DE VEHÍCULO / FREE VEHICLE LOAN AGREEMENT
REUNIDOS / THE PARTIES:
De una parte, DON/DOÑA ________________________, con DNI/NIE _______________ y domicilio en ________________________ (en adelante, el "COMODANTE" / "LENDER").
De otra parte, DON/DOÑA ________________________, con DNI/NIE _______________ y domicilio en ________________________ (en adelante, el "COMODATARIO" / "BORROWER").
EXPONEN / DECLARE:
I. Que el Comodante es propietario del vehículo marca ___________, modelo ___________, con matrícula ___________.
II. Que ambas partes acuerdan la cesión gratuita del uso del vehículo mencionado bajo las siguientes:
CLÁUSULAS / TERMS:
1. Objeto: El Comodante cede gratuitamente el uso del vehículo al Comodatario.
2. Duración: El préstamo tendrá una duración desde el día ___/___/___ hasta el día ___/___/___.
3. Uso: El Comodatario se compromete a utilizar el vehículo de forma responsable, cumpliendo con la normativa de tráfico vigente.
4. Responsabilidad: El Comodatario será el único responsable de las sanciones de tráfico, multas o daños causados durante el periodo de préstamo.
5. Gastos: Todos los gastos derivados del uso (combustible, peajes, multas) correrán a cargo del Comodatario.
En San Lorenzo de la Parrilla, a ___ de ___________ de 20___.
Firma Comodante / Lender Signature: __________________
Firma Comodatario / Borrower Signature: __________________
Additional documentation required
To ensure your agreement is robust, always keep the following documents together with your signed contract:
- A photocopy of the vehicle's registration certificate (Permiso de Circulación).
- A copy of the valid ITV (Technical Inspection) card.
- A copy of the current insurance policy showing the vehicle is covered.
- Proof of identity for both parties (DNI, NIE, or Passport).
As an expert tip, if you are lending your car for a long period, ensure your insurance policy covers "additional drivers." In Spain, many insurance companies deny coverage if the driver involved in an accident is not listed on the policy or is under a certain age. Always check your policy fine print before handing over the keys in San Lorenzo de la Parrilla to avoid being personally liable for damages in the event of an accident.