How to Draft a Free Vehicle Loan Agreement (Comodato) in Los Rosales: Downloadable Template
If you are planning to lend your vehicle to a friend, family member, or employee in Los Rosales, it is essential to formalize the arrangement. In Spain, a Contrato de Comodato is a legal agreement for the "gratuitous loan" of a vehicle. Unlike a rental, no money changes hands. This document protects the owner by clearly defining who is responsible for traffic fines, maintenance, and insurance liabilities during the loan period, preventing future legal headaches with the DGT (Dirección General de Tráfico).
Instructions on how and where to submit it in Los Rosales
Because this is a private contract between two parties, you do not need to register it at the Town Hall (Ayuntamiento) of Los Rosales or the DGT for the loan itself to be valid. However, you must keep a signed copy in the vehicle at all times. If the vehicle is stopped by the Guardia Civil, having this document proves that the driver has your authorization to use the car, which is crucial if you are not present.
- Print two copies of the template provided below.
- Both the lender (comodante) and the borrower (comodatario) must sign every page.
- If you wish to give the document "official date" (fecha cierta) to avoid disputes regarding when the contract was signed, you can take it to a Notary Public in the province of Seville, though this is optional.
CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT
En Los Rosales, a [Date].
REUNIDOS / PARTIES:
De una parte, D./Dña. [Owner Name], con DNI/NIE [Number], en adelante "EL COMODANTE" (The Lender).
De otra parte, D./Dña. [Borrower Name], con DNI/NIE [Number], en adelante "EL COMODATARIO" (The Borrower).
EXPONEN / STATEMENTS:
I. Que EL COMODANTE es propietario del vehículo marca [Brand], modelo [Model], con matrícula [License Plate].
II. Que ambas partes acuerdan el préstamo gratuito del vehículo mencionado.
CLÁUSULAS / TERMS:
1. Gratuidad: El préstamo es totalmente gratuito / The loan is strictly free of charge.
2. Duración: El vehículo se cede desde el [Start Date] hasta el [End Date] / The vehicle is loaned from [Start Date] to [End Date].
3. Uso y Responsabilidad: EL COMODATARIO se hace responsable de las multas de tráfico y sanciones derivadas del uso del vehículo durante el periodo mencionado / The borrower assumes full responsibility for any traffic fines or sanctions incurred during the loan period.
4. Seguro: El vehículo cuenta con seguro en vigor, el cual cubre al conductor autorizado / The vehicle has active insurance covering the authorized driver.
Firmas / Signatures:
EL COMODANTE: ____________________ EL COMODATARIO: ____________________
Additional documentation required
To ensure you are fully protected in Los Rosales, keep the following documents attached or stored together with the contract:
- A photocopy of the vehicle's registration certificate (Permiso de Circulación).
- A copy of the current insurance policy showing that the vehicle is covered.
- A copy of the valid ITV (Technical Inspection) card.
- A photocopy of both the lender's and borrower's DNI or NIE.
Expert Tip: Even if the loan is free, ensure your insurance policy does not explicitly exclude "occasional drivers" or drivers under a certain age. If you are lending the car for a long period, notify your insurance company to avoid potential claim denials. If the borrower is stopped by the police, having this bilingual document helps clarify the situation immediately, saving time and preventing potential impoundment of the vehicle.