How to Legally Lend Your Car in Puente Viesgo: Free Vehicle Loan Template (Comodato)
If you are planning to lend your vehicle to a friend or family member in Puente Viesgo, it is essential to formalize the arrangement. In Spain, this is known as a Contrato de Comodato de Vehículo. This is a private, gratuitous (free) loan contract that protects both the owner and the borrower. It clarifies that the vehicle is being used temporarily, helps avoid potential liability issues regarding traffic fines, and serves as proof of authorization if the vehicle is stopped by the Guardia Civil.
Instructions on how and where to submit it in Puente Viesgo
As this is a private legal contract between two parties, it does not need to be submitted to the DGT (Dirección General de Tráfico) or the Puente Viesgo Town Hall. However, you should keep the original signed document in the glove compartment of the car at all times. If you are stopped by local authorities in Cantabria, having this signed document proves that the driver has your express permission to use the vehicle, which is a critical safeguard against accusations of vehicle theft or unauthorized use.
CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT
En Puente Viesgo, a [Date] / In Puente Viesgo, on [Date]
REUNIDOS / THE PARTIES
De una parte, D./Dña. [Owner Name], con DNI/NIE [Number], en adelante "EL COMODANTE" (THE LENDER). / On one hand, Mr./Ms. [Owner Name], ID number [Number], hereinafter "THE LENDER".
De otra parte, D./Dña. [Borrower Name], con DNI/NIE [Number], en adelante "EL COMODATARIO" (THE BORROWER). / On the other hand, Mr./Ms. [Borrower Name], ID number [Number], hereinafter "THE BORROWER".
CLÁUSULAS / CLAUSES
PRIMERA: El Comodante cede gratuitamente el uso del vehículo marca [Brand], modelo [Model], matrícula [License Plate] al Comodatario. / THE LENDER grants free use of the vehicle [Brand], model [Model], license plate [License Plate] to THE BORROWER.
SEGUNDA: El vehículo se entrega en perfecto estado de funcionamiento. / The vehicle is delivered in perfect working condition.
TERCERA: El Comodatario se hace responsable de todas las multas de tráfico y gastos de combustible derivados del uso del vehículo durante el periodo de préstamo. / THE BORROWER is responsible for all traffic fines and fuel costs incurred during the loan period.
CUARTA: El periodo de préstamo será desde [Start Date] hasta [End Date]. / The loan period shall be from [Start Date] until [End Date].
Firmado por ambas partes / Signed by both parties:
Firma EL COMODANTE: ____________________
Firma EL COMODATARIO: ____________________
Additional documentation required
- A copy of the vehicle's "Permiso de Circulación" (Registration Document).
- A copy of the current "ITV" (Technical Inspection) card.
- Proof that the vehicle has an active insurance policy. It is highly recommended to check with your insurance provider to ensure that "occasional drivers" are covered under your current policy, as some policies may restrict coverage to specific named drivers.
- A photocopy of both the owner's and the borrower's DNI or NIE.
Expert Tip: While a private contract is legally binding, always ensure the borrower is aware of the specific insurance terms of your policy. In Spain, if the borrower causes an accident, the insurance company will look at the policy terms to determine coverage. If you lend your car frequently, consider requesting a "Conductores Ocasionales" (Occasional Drivers) add-on from your insurance company to avoid any issues with claims in the event of an incident on the roads around Puente Viesgo.