Free Vehicle Loan Agreement Template (Comodato) for Pinoso Residents
If you are planning to lend your vehicle to a friend or family member in Pinoso for an extended period, it is essential to formalize the arrangement. In Spain, this is known as a Contrato de Comodato (a gratuitous loan agreement). This document protects the owner from potential liabilities, such as traffic fines or accidents, by providing legal proof that the vehicle was under the responsibility of the borrower at the time of the event.
Instructions on how and where to submit it in Pinoso
While a Comodato is a private contract and does not necessarily need to be filed with the DGT (Dirección General de Tráfico) to remain valid, it is highly recommended to keep a signed copy in the vehicle's glove compartment at all times. If you are stopped by the Local Police of Pinoso or the Guardia Civil, this document clarifies who is the authorized driver.
- Step 1: Print two copies of the bilingual template provided below.
- Step 2: Both the lender (owner) and the borrower must sign every page.
- Step 3: If you wish to give the document "official" status (date certainty), you can take it to a Notary in Pinoso or the surrounding area to have the signatures notarized or the date certified (legitimación de firmas).
- Step 4: Keep the original in the vehicle and provide a copy to the borrower for their records.
CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT
REUNIDOS / THE PARTIES:
De una parte, D./Dña. [Name of Owner], con DNI/NIE [ID Number], con domicilio en [Address in Pinoso], en adelante "EL COMODANTE" (THE LENDER).
De otra parte, D./Dña. [Name of Borrower], con DNI/NIE [ID Number], con domicilio en [Address], en adelante "EL COMODATARIO" (THE BORROWER).
EXPONEN / DECLARE:
Que EL COMODANTE es propietario del vehículo marca [Brand], modelo [Model], con matrícula [License Plate].
Que ambas partes acuerdan el préstamo gratuito del vehículo mencionado bajo las siguientes:
CLÁUSULAS / TERMS:
PRIMERA: El préstamo es gratuito y por un periodo determinado desde el [Start Date] hasta el [End Date]. / This loan is free of charge for the period from [Start Date] to [End Date].
SEGUNDA: El COMODATARIO se hace responsable de todas las infracciones de tráfico, multas o daños causados durante el periodo de uso. / The BORROWER assumes full responsibility for all traffic violations, fines, or damages caused during the usage period.
TERCERA: El vehículo deberá ser devuelto en el mismo estado en que fue recibido. / The vehicle must be returned in the same condition as it was received.
En Pinoso, a [Date]. / Signed in Pinoso, on [Date].
Firma del Comodante (Lender): ____________________
Firma del Comodatario (Borrower): ____________________
Additional documentation required
To ensure total peace of mind when using this template, ensure you have the following items readily available:
- A photocopy of the owner's DNI/NIE.
- Proof of valid ITV (Technical Inspection of Vehicles) for the vehicle.
- Valid insurance policy documents indicating that the vehicle is currently covered (check if your policy covers "authorized drivers").
- The vehicle's registration certificate (Permiso de Circulación).
Expert Tip: Always notify your insurance company if the borrower will be using the car for an extended period. Some Spanish insurance policies specify that drivers under a certain age or those who have held their license for less than two years must be explicitly named in the policy. Failing to do so could lead to a denial of coverage in the event of an accident. If you are dealing with a formal transfer of responsibility for a long-term period, consider visiting the DGT office in Alicante to request a "notificación de conductor habitual" (notification of habitual driver).