📝 Trámites y Plantillas DGT

Free Vehicle Loan Agreement Template (Comodato) for Montesa Residents

If you are planning to lend your vehicle to a friend or family member in Montesa, it is highly recommended to formalize the arrangement with a Contrato de Comodato. In Spanish law, a comodato is a gratuitous loan agreement where one party grants the use of a non-consumable item (like a car) to another party for a specific period without any financial compensation. Having this document is essential to avoid potential legal headaches, such as being held liable for traffic fines or accidents incurred by the borrower.

Instructions on how and where to submit it in Montesa

Because this is a private contract between two individuals, you do not need to submit it to the Montesa Town Hall (Ayuntamiento) for daily use. However, you should keep a signed copy in the vehicle's glovebox at all times. If you wish to provide extra legal weight to the document, you can take it to a notary in the nearby town of Xàtiva to have the signatures verified. Always ensure both the lender and the borrower have a signed original copy.

📄 Modelo Oficial / Official Template

Plantilla / Template

CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT

En Montesa, a [Date] / In Montesa, on [Date].

REUNIDOS / THE PARTIES
D./Dña. [Lender Name], con DNI/NIE [Number], en adelante "el Comodante" / hereinafter "the Lender".
D./Dña. [Borrower Name], con DNI/NIE [Number], en adelante "el Comodatario" / hereinafter "the Borrower".

EXPONEN / AGREEMENT
1. El Comodante es propietario del vehículo marca [Brand], modelo [Model], matrícula [License Plate] / The Lender is the owner of the vehicle [Brand], model [Model], license plate [License Plate].
2. El Comodante cede gratuitamente el uso del vehículo al Comodatario / The Lender grants the free use of the vehicle to the Borrower.
3. El préstamo tendrá una duración de [Duration] comenzando el [Start Date] / The loan will last for [Duration] starting on [Start Date].
4. El Comodatario se hace responsable de las sanciones de tráfico y daños causados al vehículo durante el periodo de préstamo / The Borrower assumes responsibility for traffic fines and damages caused to the vehicle during the loan period.

Firmas / Signatures:
[Lender Signature] ____________________ [Borrower Signature] ____________________

Additional documentation required

To ensure the validity of this agreement during a roadside check by the Guardia Civil or local police, you should keep the following documents alongside the contract:

A photocopy of the Lender's DNI or NIE.
A copy of the vehicle’s "Permiso de Circulación" (Registration Certificate).
Proof of valid "ITV" (Inspección Técnica de Vehículos) for the car.
Proof of valid insurance policy (ensure the insurance company allows secondary drivers).

Expert Tip: Always inform your insurance company that a secondary driver will be using the vehicle. In Spain, if an accident occurs and the driver is not listed on the policy or the contract is not clear, the insurance company may refuse to cover the damages. Furthermore, if you receive a traffic fine, this contract will serve as your primary evidence to prove you were not the driver at the time of the infraction when you file an appeal at the DGT (Dirección General de Tráfico).