Free Vehicle Loan Agreement Template (Comodato) for Residents in Mieres
If you are planning to lend your vehicle to a friend or family member in Mieres, it is essential to formalize the arrangement. In Spain, this is known as a Contrato de Comodato, a legal agreement where the owner (comodante) transfers the temporary, free use of a vehicle to another person (comodatario). Having this document is a smart move to clarify responsibilities, especially regarding traffic fines, insurance claims, and maintenance, ensuring you are protected if the vehicle is stopped by the Guardia Civil or local police.
Instructions on how and where to submit it in Mieres
This is a private contract between two parties, meaning you do not need to submit it to the DGT (Dirección General de Tráfico) or the Mieres Town Hall to make it valid. However, you should follow these steps to ensure its effectiveness:
- Drafting: Complete the bilingual template below. Ensure both parties sign every page.
- Notarization (Optional but Recommended): For added legal weight, you can go to a Notary Public in Mieres to "legitimize" the signatures (fecha cierta). This proves the document existed on a specific date.
- Carry a Copy: The driver should keep a copy of this signed document in the glove box. If the vehicle is stopped in Mieres or elsewhere in Asturias, it serves as proof that the driver has the owner’s authorization to use the vehicle.
- Notification to Insurance: It is highly recommended to send a copy to your insurance provider to ensure that the "habitual driver" clause is updated if necessary.
CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT
En Mieres, a [Date] / In Mieres, on [Date]
REUNIDOS / THE PARTIES
De una parte, D./Dña. [Owner Name], con DNI/NIE [ID Number], en adelante "el Comodante" / From one part, Mr./Ms. [Owner Name], with ID [ID Number], hereinafter "the Lender".
De otra parte, D./Dña. [Borrower Name], con DNI/NIE [ID Number], en adelante "el Comodatario" / From the other part, Mr./Ms. [Borrower Name], with ID [ID Number], hereinafter "the Borrower".
EXPONEN / DECLARE
Que el Comodante es propietario del vehículo marca [Brand], modelo [Model], matrícula [License Plate], número de bastidor [VIN]. / That the Lender is the owner of the vehicle [Brand], [Model], plate [License Plate], VIN [VIN].
Que ambas partes acuerdan la cesión gratuita del vehículo. / That both parties agree to the free transfer of the vehicle.
CLÁUSULAS / CLAUSES
1. OBJETO: El Comodante cede el uso del vehículo al Comodatario de forma gratuita. / OBJECT: The Lender cedes the use of the vehicle to the Borrower free of charge.
2. DURACIÓN: El préstamo comenzará el día [Start Date] y finalizará el día [End Date]. / DURATION: The loan shall begin on [Start Date] and end on [End Date].
3. USO Y RESPONSABILIDAD: El Comodatario se compromete a hacer un uso diligente del vehículo. Las multas de tráfico y gastos de combustible serán responsabilidad exclusiva del Comodatario. / USE AND LIABILITY: The Borrower agrees to use the vehicle diligently. Traffic fines and fuel costs are the sole responsibility of the Borrower.
4. SEGURO: El vehículo cuenta con seguro en vigor, el cual cubre el uso por parte del Comodatario. / INSURANCE: The vehicle has valid insurance covering the use by the Borrower.
FIRMAS / SIGNATURES
__________________________ (Comodante / Lender) __________________________ (Comodatario / Borrower)
Additional documentation required
To ensure the agreement is robust, you should attach the following documents to the contract:
- Photocopy of the DNI or NIE of both the owner and the borrower.
- A copy of the vehicle’s "Permiso de Circulación" (Registration Certificate).
- A copy of the current "Ficha Técnica" (Technical Inspection Card).
- Proof of valid "Seguro Obligatorio" (Mandatory Insurance) for the vehicle.
Expert Tip: Always perform a quick visual inspection of the vehicle with the borrower before handing over the keys. Note any existing scratches or mechanical issues in an addendum to the contract. This prevents disputes regarding damages when the vehicle is returned. If you are ever stopped by the local police in Mieres, remain calm and present this document alongside the vehicle's documentation; it clearly demonstrates that the vehicle is being used with the owner's full consent.