Free Vehicle Loan Agreement (Comodato) Template for Figueres: Downloadable PDF/Word
If you are lending your vehicle to a friend or family member in Figueres, it is vital to have a written record of the arrangement. In Spanish law, this is known as a Contrato de Comodato—a free loan agreement where the owner (comodante) allows another person (comodatario) to use the vehicle without any financial compensation. Having this document is essential to protect yourself from liability in the event of traffic fines, accidents, or criminal acts committed while the vehicle is in the other person's possession.
Instructions on how and where to submit it in Figueres
A Contrato de Comodato is a private contract between two parties; therefore, it does not need to be submitted to the DGT (Dirección General de Tráfico) or the Figueres City Hall (Ajuntament de Figueres) for the loan to be valid. However, you should keep a signed copy in the vehicle at all times. If you wish to give the document legal weight, you can visit a Notary Public in Figueres to have the signatures legitimized. In the event of a traffic fine, you will use this document to prove to the authorities that you were not the driver at the time of the infraction.
CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT
REUNIDOS / PARTIES:
De una parte, D./Dña. [Nombre del Propietario], con DNI/NIE [Número] y domicilio en [Dirección], en adelante, el "Comodante". / On one side, Mr./Ms. [Owner's Name], with ID [Number] and address at [Address], hereinafter the "Lender".
De otra parte, D./Dña. [Nombre del Usuario], con DNI/NIE [Número] y domicilio en [Dirección], en adelante, el "Comodatario". / On the other side, Mr./Ms. [User's Name], with ID [Number] and address at [Address], hereinafter the "Borrower".
OBJETO / OBJECT:
El Comodante cede gratuitamente al Comodatario el uso del vehículo: / The Lender grants the Borrower the free use of the vehicle:
Marca/Make: [Marca] | Modelo/Model: [Modelo] | Matrícula/License Plate: [Matrícula]
DURACIÓN / DURATION:
El préstamo tendrá una duración de [Días/Meses], finalizando el día [Fecha]. / The loan will last for [Days/Months], ending on [Date].
RESPONSABILIDAD / LIABILITY:
El Comodatario se hace responsable de todas las multas de tráfico y daños causados durante el uso del vehículo. / The Borrower assumes responsibility for all traffic fines and damages caused during the use of the vehicle.
En Figueres, a [Día] de [Mes] de [Año]. / In Figueres, on [Day], [Month], [Year].
Firma del Comodante / Signature of Lender: ____________________
Firma del Comodatario / Signature of Borrower: ____________________
Additional documentation required
To ensure the agreement is fully functional during a routine traffic stop by the Mossos d'Esquadra or the local police in Figueres, ensure the borrower carries the following:
- A copy of the signed Contrato de Comodato.
- A photocopy of the owner's DNI/NIE (to verify the signature).
- The original "Permiso de Circulación" (Vehicle Registration).
- Proof of valid ITV (Technical Inspection) and insurance.
Expert Tip: Always ensure your insurance policy covers "authorized drivers" or "any driver over age X." If your policy only covers you, the insurance company might refuse to pay for damages in an accident, even if you have a signed contract. Contact your insurer in Figueres before handing over the keys to confirm your coverage remains valid during the loan period.