How to Draft a Free Vehicle Loan Agreement (Comodato) in Cúllar: Free Template Download

If you are lending your vehicle to a friend, family member, or employee in Cúllar, it is vital to formalize the arrangement. In Spanish law, this is known as a Contrato de Comodato. This is a "gratuitous loan" agreement, meaning no money changes hands. Having this document is essential to protect yourself from liability, such as traffic fines (multas) or civil responsibilities incurred while the other person is driving your vehicle.

Instructions on How to Use and Submit This Document in Cúllar

This document is a private contract between two parties. You do not need to submit it to the DGT (Dirección General de Tráfico) unless you intend to register the authorized driver officially. However, it is highly recommended to keep a signed copy in the vehicle's glove box at all times. If you are stopped by the Guardia Civil in the Cúllar area, having this document proves that the driver has your express permission to use the car, preventing potential accusations of vehicle theft or unauthorized use.

CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT

En Cúllar, a [Date] de [Month] de [Year].

REUNIDOS / THE PARTIES
De una parte, D./Dña. [Owner Name], con DNI/NIE [ID Number], en adelante "EL COMODANTE" (THE LENDER).
De otra parte, D./Dña. [Borrower Name], con DNI/NIE [ID Number], en adelante "EL COMODATARIO" (THE BORROWER).

EXPONEN / DECLARATIONS
Que el Comodante es propietario del vehículo marca [Brand], modelo [Model], con matrícula [License Plate].
Que ambas partes acuerdan la cesión gratuita del uso del citado vehículo.

CLÁUSULAS / TERMS
1. El vehículo se cede de forma gratuita. / The vehicle is loaned free of charge.
2. El Comodatario se compromete a utilizar el vehículo de forma responsable y a hacerse cargo de cualquier multa de tráfico recibida durante el periodo de préstamo. / The Borrower agrees to use the vehicle responsibly and assumes liability for any traffic fines incurred during the loan period.
3. El periodo de préstamo será desde el [Start Date] hasta el [End Date]. / The loan period shall be from [Start Date] to [End Date].

Firma del Comodante / Lender Signature: ____________________
Firma del Comodatario / Borrower Signature: ____________________

Additional Documentation Required

To ensure the agreement is robust and legally recognized in the event of a dispute or a traffic stop, you should attach the following documents to your contract:

• A photocopy of the DNI/NIE of both the lender and the borrower.
• A photocopy of the vehicle’s "Permiso de Circulación" (Registration Certificate).
• A copy of the current ITV (technical inspection) report for the vehicle.
• Proof of insurance showing the vehicle is covered, noting that the borrower is an authorized driver under the policy terms.

Expert Tip: Always notify your insurance company before handing over the keys. In Spain, some insurance policies restrict coverage to drivers over a certain age or with a specific number of years of experience. If the person driving your car is not covered by your policy, you could be held personally liable for damages in the event of an accident, regardless of having a private contract in place. If you are in Cúllar, ensure your policy covers the specific region and usage of the vehicle.