Free Vehicle Loan Agreement Template in Cañada Hermosa (Word/PDF): Contrato de Comodato de Vehículo

If you need to lend your car, motorcycle, or van to a family member, friend, or employee in Cañada Hermosa (Murcia) without any monetary exchange, you need a Contrato de Comodato de Vehículo. This is a legally binding free vehicle loan agreement under Spanish civil law. Having this document signed is crucial to protect both parties against potential traffic fines, accidents, tax audits by the Spanish Tax Agency (Hacienda), or disputes regarding who is responsible for the vehicle's maintenance and insurance while driving around the Murcia region.

How and Where to Use and Submit This Agreement in Cañada Hermosa

Because a contrato de comodato is a private agreement, you do not need to register it before a notary for it to be legally valid. However, it serves as vital legal proof in several administrative scenarios in Cañada Hermosa and the wider Municipality of Murcia:

• Traffic Fines (DGT): If the vehicle is caught by a speed camera on the RM-15 motorway or near Cañada Hermosa, the owner (comodante) will receive the fine. Having this contract allows the owner to officially identify the driver (comodatario) before the Jefatura Provincial de Tráfico de Murcia (located in Murcia city center).
• Tax Clarifications (Hacienda): If the Spanish Tax Agency suspects that you are renting the vehicle under the table, this contract proves the loan is strictly free of charge (gratuito), avoiding unjustified income tax (IRPF) assessments.
• Local Authorities and Insurance: In case of an accident or if stopped by the Local Police of Murcia (Policía Local) in the pedanía of Cañada Hermosa, having a signed copy of this contract in the glove compartment proves the borrower has explicit authorization to drive the vehicle.

You simply need to print two copies of the bilingual template below, fill in the blanks, and have both the lender and the borrower sign every page.

CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT

REUNIDOS / BY AND BETWEEN:

De una parte (El Comodante) / Of the one part (The Lender):
Don/Doña: ____________________________________________________, with Spanish ID/NIE/Passport No.: ________________________, and address for notifications at: _________________________________________________________________.

De otra parte (El Comodatario) / Of the other part (The Borrower):
Don/Doña: ____________________________________________________, with Spanish ID/NIE/Passport No.: ________________________, and address for notifications at: _________________________________________________________________.

Both parties recognize their legal capacity to enter into this agreement and freely agree to the following clauses:

DECLARAN / DECLARE:

I. Que el COMODANTE es propietario del siguiente vehículo / That the LENDER is the owner of the following vehicle:
- Marca / Make: ________________________
- Modelo / Model: ________________________
- Matrícula / License Plate: ________________________
- Número de Bastidor (VIN): ________________________

II. Que el COMODATARIO está interesado en utilizar dicho vehículo, y el COMODANTE accede a ceder el uso del mismo de forma enteramente gratuita, de conformidad con las siguientes: / That the BORROWER wishes to use said vehicle, and the LENDER agrees to transfer its use completely free of charge, in accordance with the following:

CLÁUSULAS / CLAUSES:

PRIMERA. Objeto y Gratuidad / FIRST. Object and Free Nature:
El COMODANTE cede el uso del vehículo descrito en la Declaración I al COMODATARIO, quien lo recibe en este acto. Este préstamo se realiza de forma estrictamente gratuita. / The LENDER transfers the use of the vehicle described in Declaration I to the BORROWER, who receives it herewith. This loan is made strictly free of charge.

SEGUNDA. Duración / SECOND. Duration:
El presente contrato comenzará el día ____ de ____________ de 20___ y finalizará el día ____ de ____________ de 20___, momento en el cual el COMODATARIO deberá devolver el vehículo en el mismo estado en que lo recibió. / This agreement shall commence on the ____ day of ____________, 20___ and shall terminate on the ____ day of ____________, 20___, at which time the BORROWER must return the vehicle in the same condition as received.

TERCERA. Gastos y Mantenimiento / THIRD. Expenses and Maintenance:
El COMODATARIO se compromete a mantener el vehículo en perfecto estado de conservación. Los gastos ordinarios derivados del uso del vehículo (combustible, limpieza, pequeños mantenimientos) correrán a cargo del COMODATARIO. Los gastos extraordinarios e impuestos del vehículo (ITV, IVTM) serán asumidos por el COMODANTE. / The BORROWER agrees to maintain the vehicle in perfect condition. Ordinary expenses arising from the use of the vehicle (fuel, cleaning, minor maintenance) shall be borne by the BORROWER. Extraordinary expenses and vehicle taxes (ITV, local road tax) shall be borne by the LENDER.

CUARTA. Responsabilidad y Sanciones / FOURTH. Liability and Fines:
El COMODATARIO será el único responsable de cualquier sanción de tráfico, infracción o responsabilidad civil o penal derivada del uso y conducción del vehículo durante la vigencia de este contrato. El COMODATARIO se compromete a indemnizar al COMODANTE por cualquier daño o perjuicio derivado de dicho uso. / The BORROWER shall be solely responsible for any traffic fines, infractions, or civil or criminal liability arising from the use and driving of the vehicle during the term of this contract. The BORROWER agrees to indemnify the LENDER for any damages arising from said use.

QUINTA. Seguro del Vehículo / FIFTH. Vehicle Insurance:
El vehículo dispone de un seguro obligatorio de responsabilidad civil en vigor. El COMODATARIO declara conocer las coberturas y limitaciones de dicha póliza de seguro. / The vehicle has a valid compulsory civil liability insurance policy. The BORROWER declares to be aware of the coverage and limitations of said insurance policy.

SEXTA. Legislación y Jurisdicción / SIXTH. Governing Law and Jurisdiction:
Este contrato se rige por la legislación española (Código Civil). Para cualquier controversia, las partes se someten a los Juzgados y Tribunales de la ciudad de Murcia. / This agreement is governed by Spanish law (Civil Code). For any dispute, the parties submit to the Courts and Tribunals of the city of Murcia.

Read, agreed, and signed in duplicate in Cañada Hermosa (Murcia), on ____ of ________________, 20___.

Firma del Comodante / Lender's Signature:


_________________________________________

Firma del Comodatario / Borrower's Signature:


_________________________________________

Additional Documentation Required

To ensure this agreement holds full legal weight before any Spanish authority, you must keep the following documents attached to both signed copies of the contract:

• Identification: Clear photocopies of the DNI, NIE, or Passport of both the Lender (Comodante) and the Borrower (Comodatario).
• Driving License: A copy of the Borrower's valid driving license (Permiso de Conducir) valid for use in Spain.
• Vehicle Documentation: A copy of the vehicle's registration certificate (Permiso de Circulación) and the technical sheet (Ficha Técnica) showing a valid ITV (technical inspection) sticker.
• Proof of Insurance: A copy of the current active insurance policy and the latest bank receipt proving payment.

Expert Consultant Tips for Cañada Hermosa Residents

As a traffic consultant in Spain, my strongest advice is to never rely on verbal agreements, even among close friends or relatives. If the borrower is involved in an accident or triggers a speed trap on the local roads around Cañada Hermosa, having this written Contrato de Comodato is your only bulletproof shield to quickly transfer liability to the driver at the DGT. Additionally, ensure your insurance policy permits drivers under a certain age (typically under 25 or with less than 2 years of driving experience) if the borrower fits this profile, as many insurance companies in Spain will refuse coverage in the event of an accident if these conditions are not met.