Free Vehicle Loan Agreement Template (Comodato) for Callosa D'en Sarria
If you are planning to lend your vehicle to a friend or family member for an extended period in Spain, it is highly advisable to formalize the arrangement. In Spanish law, this is known as a Contrato de Comodato. This is a gratuitous (free) loan agreement that protects both the owner and the driver, clarifying liability in case of traffic fines, accidents, or mechanical issues while the vehicle is out of your possession.
Instructions on how and where to submit it in Callosa D'en Sarria
Because this is a private contract between two parties, you do not need to submit it to the Town Hall (Ayuntamiento) of Callosa D'en Sarria for it to be valid. However, you should follow these steps to ensure it carries legal weight:
- Drafting: Complete the bilingual template provided below.
- Signing: Both the owner (comodante) and the user (comodatario) must sign every page of the document.
- Notarization (Optional but Recommended): For extra security, you can take the document to a Notario in the Marina Baixa region to have the signatures "legitimized." This gives the document an official date and verifies the identities of both parties.
- Traffic Authority (DGT): If the vehicle will be used by someone else for a long period, keep a copy of this signed contract in the glove compartment. If the driver is stopped by the Guardia Civil in Callosa D'en Sarria, this document explains why the driver is not the registered owner of the vehicle.
CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT
REUNIDOS / PARTIES
De una parte, D./Dña. [Owner's Full Name], con DNI/NIE [Number], en adelante "EL COMODANTE" (THE OWNER).
Y de otra parte, D./Dña. [User's Full Name], con DNI/NIE [Number], en adelante "EL COMODATARIO" (THE USER).
OBJETO / OBJECT
El Comodante cede gratuitamente el uso del vehículo marca [Make], modelo [Model], matrícula [License Plate], número de bastidor [VIN], al Comodatario. / The Owner gratuitously lends the use of the vehicle [Make], [Model], plate [License Plate], VIN [VIN], to the User.
DURACIÓN / DURATION
La cesión tendrá una duración desde el [Start Date] hasta el [End Date]. / The loan shall be effective from [Start Date] to [End Date].
OBLIGACIONES / OBLIGATIONS
1. El Comodatario se hace responsable de cualquier sanción de tráfico cometida durante el periodo de préstamo. / The User is responsible for any traffic fines incurred during the loan period.
2. El vehículo debe ser devuelto en el mismo estado en que se entrega. / The vehicle must be returned in the same condition as it was received.
3. El Comodante mantiene la titularidad del vehículo. / The Owner retains ownership of the vehicle.
Firmado en [Location], a [Date]. / Signed in [Location], on [Date].
Firma Comodante / Signature of Owner: ____________________
Firma Comodatario / Signature of User: ____________________
Additional documentation required
To ensure you are fully protected in Callosa D'en Sarria, keep the following documents attached to your signed contract:
- A copy of the vehicle's Permiso de Circulación (Registration Certificate).
- Proof of valid ITV (Technical Inspection) for the vehicle.
- A copy of the current insurance policy, ensuring the policy covers "additional drivers" or specifically permits this loan arrangement.
- Photocopies of the DNI/NIE of both the owner and the user.
Expert Tip: Always notify your insurance company before handing over the keys. If the insurance policy only covers the primary owner and an accident occurs, the insurance company may refuse to pay for damages. Adding the user as an "occasional driver" on your policy is a simple process that prevents significant legal and financial headaches in the event of an incident.