Free Vehicle Loan Agreement Template (Comodato) for Cadalso De Los Vidrios: Downloadable Word/PDF
If you are lending your vehicle to a friend, family member, or employee in Cadalso De Los Vidrios, it is vital to formalize the arrangement. A Comodato de Vehículo is a legal contract for a "gratuitous loan," meaning the vehicle is lent without any financial exchange. This document is essential to protect the owner from liability in case of traffic fines, accidents, or criminal activities committed while the vehicle is in the possession of the borrower.
Instructions on how and where to submit it in Cadalso De Los Vidrios
This is a private legal contract between two parties; therefore, it does not need to be submitted to the Cadalso De Los Vidrios Town Hall (Ayuntamiento) or the DGT (Dirección General de Tráfico) under normal circumstances. However, keeping a signed copy in the vehicle’s glove compartment is highly recommended. If you are stopped by the Guardia Civil in the Madrid region, this document proves that the borrower has your explicit authorization to drive the vehicle, preventing accusations of vehicle theft or unauthorized use.
Steps to finalize:
- Download the template below and fill in the details of both the lender (comodante) and the borrower (comodatario).
- Print two copies: one for the owner and one for the driver.
- Sign both copies in ink.
- For extra legal security, you may choose to have the signatures verified by a Notary Public in a nearby town, though it is not strictly required for the document to be valid between the parties.
CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT
En Cadalso De Los Vidrios, a [Fecha/Date].
REUNIDOS / PARTIES
De una parte, D./Dña. [Nombre del Propietario/Owner's Name], con DNI/NIE [Número/Number], en adelante "el COMODANTE".
De otra parte, D./Dña. [Nombre del Prestatario/Borrower's Name], con DNI/NIE [Número/Number], en adelante "el COMODATARIO".
EXPONEN / STATEMENT
Que el COMODANTE es propietario del vehículo [Marca y Modelo/Make and Model], con matrícula [Matrícula/License Plate].
Que ambas partes acuerdan el préstamo gratuito del citado vehículo, sujeto a las siguientes:
CLÁUSULAS / CLAUSES
PRIMERA (Objeto): El COMODANTE cede el uso del vehículo al COMODATARIO de forma gratuita. / The OWNER lends the vehicle to the BORROWER free of charge.
SEGUNDA (Duración): El préstamo tendrá una duración desde el [Fecha inicio] hasta el [Fecha fin]. / The loan duration is from [Start Date] to [End Date].
TERCERA (Responsabilidad): El COMODATARIO se hace responsable de todas las multas de tráfico, infracciones o daños causados durante el periodo de préstamo. / The BORROWER is responsible for all traffic fines, infractions, or damages caused during the loan period.
CUARTA (Uso): El vehículo será utilizado exclusivamente para fines particulares y respetando el Código de Circulación vigente en España. / The vehicle shall be used strictly for private purposes and in compliance with Spanish traffic laws.
Firmado por ambas partes / Signed by both parties:
[Firma del Propietario] ____________________ [Firma del Prestatario] ____________________
Additional documentation required
To ensure full legal compliance while driving in Cadalso De Los Vidrios or anywhere in Spain, the borrower must always carry the following documents alongside the signed contract:
- Permiso de Circulación: The official registration document of the vehicle.
- ITV Card: The proof of the technical inspection (Inspección Técnica de Vehículos).
- Insurance Policy: Proof that the vehicle is insured. Ensure your insurance policy covers "authorized drivers," as some policies restrict coverage to the policyholder only.
- Valid Driving License: The borrower must hold a valid driving license recognized in Spain.
Expert Tip: Always notify your insurance company before lending your car for an extended period. Some insurers may reject claims if the driver involved in an accident is not listed on the policy, regardless of whether you have a private loan agreement. If the loan is for a long duration, consider drafting a formal "change of user" notification to the DGT to ensure fines are automatically directed to the borrower rather than the owner.