Free Vehicle Loan Agreement Template (Comodato) for Brea de Aragón

If you are planning to lend your vehicle to a friend or family member in Brea de Aragón, it is highly recommended to formalize the arrangement with a "Contrato de Comodato." This is a private, gratuitous loan agreement that protects both the owner (comodante) and the user (comodatario) by clearly defining liability, insurance responsibilities, and usage terms in case of traffic fines or accidents.

Instructions on how and where to submit it in Brea de Aragón

Since this is a private civil contract, you do not need to submit this document to the Brea de Aragón Town Hall or the DGT (Dirección General de Tráfico) for it to be valid between the parties. However, you should follow these steps:

• Print two copies: Both parties must sign every page of both copies.
• Keep it in the vehicle: It is advisable to keep a copy in the glove compartment. If the driver is stopped by the Guardia Civil, having a signed document helps prove the vehicle is being used with the owner’s consent, preventing potential misunderstandings regarding vehicle theft or unauthorized use.
• Notarization (Optional): If you want to give the document a "fecha cierta" (a legally verified date), you can take it to a Notary Public in the nearby city of Zaragoza or Calatayud to have the signatures legitimized.

CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT

En Brea de Aragón, a [Date]

REUNIDOS / PARTIES
De una parte, D./Dña. [Owner Name], con DNI/NIE [Number], en adelante "EL COMODANTE" (THE LENDER).
De otra parte, D./Dña. [Borrower Name], con DNI/NIE [Number], en adelante "EL COMODATARIO" (THE BORROWER).

EXPONEN / STATEMENTS
Que el COMODANTE es propietario del vehículo marca [Make], modelo [Model], con matrícula [License Plate].
Que ambas partes acuerdan el préstamo gratuito del citado vehículo bajo las siguientes:

CLÁUSULAS / TERMS
1. Gratuidad: El préstamo es totalmente gratuito. / The loan is entirely free of charge.
2. Uso: El COMODATARIO se compromete a utilizar el vehículo exclusivamente para fines personales y de forma diligente. / The BORROWER agrees to use the vehicle exclusively for personal purposes and with due diligence.
3. Gastos y Sanciones: El COMODATARIO asumirá los gastos de combustible y las multas de tráfico derivadas de su conducción. / The BORROWER shall assume fuel costs and traffic fines resulting from their driving.
4. Duración: El préstamo comienza el [Start Date] y finalizará el [End Date]. / The loan begins on [Start Date] and ends on [End Date].

Firma del COMODANTE / Lender Signature: ____________________
Firma del COMODATARIO / Borrower Signature: ____________________

Additional documentation required

To ensure total legal compliance while driving in Spain, ensure the borrower also carries the following alongside the contract:

• A photocopy of the vehicle's "Permiso de Circulación" (Registration).
• A copy of the "ITV" (Technical Inspection) card proving the vehicle is roadworthy.
• Proof of valid insurance (the policy should ideally cover any driver over a certain age, or you should contact your insurer to add the borrower as an occasional driver).
• The borrower’s valid Spanish or EU driver's license.

Expert Tip: Always notify your insurance company before lending your car for an extended period. Some policies have restrictions regarding "habitual drivers" versus "occasional drivers." If the borrower is under 25 or has held their license for less than two years, your current premium might not cover them in the event of an accident, which could lead to significant personal financial liability regardless of having a signed contract.