Download Free Vehicle Loan Agreement (Comodato) Template for Boal (Word/PDF)

Navigating Spanish bureaucracy when lending or borrowing a vehicle can be daunting, especially in rural municipalities like Boal in Asturias. Whether you are letting a family member use your car or lending your work vehicle to an employee, relying purely on a verbal agreement is a legal risk. A Contrato de Comodato de Vehículo (Gratuitous Vehicle Loan Agreement) is a private contract that legally protects both the vehicle owner and the driver, ensuring that responsibilities such as fines, maintenance, and insurance are clearly defined during the period of use in Spain.

Instructions on how and where to submit it in Boal

Because a vehicle loan agreement is a private legal contract between two parties, it does not need to be submitted to the local Town Hall (Ayuntamiento de Boal) for validity. However, to ensure full legal protection and compliance with the Spanish Directorate-General for Traffic (DGT), you must follow specific procedural steps:

• Notification to the DGT (Jefatura Provincial de Tráfico de Asturias): While not strictly mandatory for short-term loans, if the vehicle is going to be driven regularly by someone else for an extended period, it is highly recommended to register the driver as a habitual driver (conductor habitual) at the DGT. Alternatively, keeping a signed copy of this contract inside the vehicle prevents misunderstandings during traffic stops by the Guardia Civil de Tráfico in the Boal region.
• Proof of Notification for Fines: If the driver commits a traffic violation, the owner will initially receive the fine. Having this stamped or digitally signed contract allows the owner to successfully identify the driver during the administrative appeal process.
• Optional Notarization: Although valid privately, you can sign the document before a notary or register the signatures digitally if you want extra security against future liability claims.

CONTRATO DE COMODATO DE VEHÍCULO (PRÉSTAMO GRATUITO) / GRATUITOUS VEHICLE LOAN AGREEMENT

En Boal (Asturias), a [Día] de [Mes] de [Año]. / In Boal (Asturias), on [Day] of [Month], [Year].

REUNIDOS / PARTIES

DE UNA PARTE (EL COMODANTE / THE LENDER):
Don/Doña [Nombre y Apellidos], mayor de edad, con DNI [Número de DNI] y domicilio a efectos de notificaciones en [Dirección completa], [Boal, Asturias]. / Mr./Ms. [Full Name], of legal age, with ID [ID Number] and address for notification purposes at [Full Address], [Boal, Asturias].

DE OTRA PARTE (EL COMODATARIO / THE BORROWER):
Don/Doña [Nombre y Apellidos], mayor de edad, con DNI [Número de DNI] y domicilio a efectos de notificaciones en [Dirección completa]. / Mr./Ms. [Full Name], of legal age, with ID [ID Number] and address for notification purposes at [Full Address].

Ambas partes se reconocen mutuamente la capacidad legal necesaria para el otorgamiento del presente contrato y, al efecto, / Both parties mutually recognize the necessary legal capacity to grant this contract and, to this end,

EXPONEN / DECLARE

I. Que el COMODANTE es propietario en pleno dominio del vehículo cuyas características se detallan a continuación: / That the LENDER is the full owner of the vehicle whose characteristics are detailed below:

• Marca / Brand: [Ej. Seat]
• Modelo / Model: [Ej. León]
• Matrícula / License Plate: [0000-XXX]
• Número de Bastidor / VIN: [Número de bastidor]

II. Que el COMODATARIO tiene interés en el uso temporal del citado vehículo, y el COMODANTE accede a cederlo de forma gratuita, sujeto a los siguientes: / That the BORROWER is interested in the temporary use of said vehicle, and the LENDER agrees to assign it free of charge, subject to the following:

CLÁUSULAS / CLAUSES

PRIMERA. OBJETO Y CARÁCTER GRATUITO. El COMODANTE cede en este acto, en concepto de préstamo gratuito (comodato), el uso del vehículo descrito al COMODATARIO, quien lo acepta en las condiciones actuales que declara conocer y aceptar. El presente contrato no supone contraprestación económica alguna. / FIRST. OBJECT AND GRATUITOUS NATURE. The LENDER hereby assigns, by way of free loan (comodato), the use of the described vehicle to the BORROWER, who accepts it in its current condition, which they declare to know and accept. This contract does not involve any financial consideration.

SEGUNDA. DURACIÓN. El presente préstamo tendrá una duración de [Indicar duración, ej: 1 año / indefinida], comenzando el día [Fecha de inicio] y finalizando el día [Fecha de fin]. No obstante, el COMODANTE podrá reclamar la devolución del vehículo en cualquier momento si concurriera causa justificada o urgente necesidad. / SECOND. DURATION. This loan shall have a duration of [Indicate duration, e.g., 1 year / indefinite], starting on [Start Date] and ending on [End Date]. However, the LENDER may demand the return of the vehicle at any time if justified cause or urgent necessity arises.

TERCERA. USO DEL VEHÍCULO. El COMODATARIO se obliga a utilizar el vehículo exclusivamente para fines particulares/laborales, respetando en todo momento las normas del Código de Circulación. Queda expresamente prohibido subprestar, alquilar o ceder el vehículo a terceras personas sin consentimiento previo y por escrito del COMODANTE. / THIRD. USE OF THE VEHICLE. The BORROWER undertakes to use the vehicle exclusively for private/work purposes, complying at all times with traffic regulations. It is expressly forbidden to sub-loan, rent, or assign the vehicle to third parties without the prior written consent of the LENDER.

CUARTA. GASTOS Y RESPONSABILIDADES. Serán de cuenta del COMODATARIO los gastos de combustible, consumibles y la limpieza ordinaria del vehículo durante la vigencia del contrato. Las multas, sanciones o infracciones de tráfico cometidas durante el periodo de préstamo serán de exclusiva responsabilidad del COMODATARIO. El seguro obligatorio del vehículo seguirá siendo abonado por el COMODANTE (o estipular lo contrario). / FOURTH. EXPENSES AND LIABILITIES. The BORROWER shall bear the costs of fuel, consumables, and routine cleaning of the vehicle during the term of the contract. Fines, penalties, or traffic violations committed during the loan period shall be the exclusive responsibility of the BORROWER. The mandatory vehicle insurance shall continue to be paid by the LENDER (or stipulate otherwise).

Y en prueba de conformidad, ambas partes firman el presente contrato por duplicado y a un solo efecto en el lugar y fecha arriba indicados. / And as proof of conformity, both parties sign this contract in duplicate for a single purpose at the place and date indicated above.

Fdo. El Comodante / Signed: The Lender
[Firma / Signature]

Fdo. El Comodatario / Signed: The Borrower
[Firma / Signature]

Additional documentation required

When executing and driving with this vehicle loan agreement in Boal and across Spain, you should ensure that the following documents are kept together in the vehicle's glove compartment:

• Permiso de Circulación: The official registration certificate of the vehicle, proving the owner's identity.
• Tarjeta de Inspección Técnica (ITV): The technical inspection card showing the vehicle is roadworthy and up to date with its periodic inspections.
• Proof of Insurance (Recibo del Seguro): Valid policy confirmation showing compulsory third-party liability coverage. While the insurance policy is tied to the vehicle, it is vital to verify that the insurance policy does not explicitly exclude young or secondary drivers, which could cause complications in the event of an accident in Asturias.
• Copies of IDs (DNI/NIE): Photocopies of both the lender's and borrower's identification documents to verify identities during any administrative check.

As expert traffic consultants, our primary recommendation is to update your copy of the contract immediately if any terms change or if the vehicle is returned permanently. Keeping paperwork transparent protects both parties from unexpected administrative penalties, tax liabilities, or civil liabilities associated with road transit in Spain.