Free Vehicle Loan Agreement Template (Comodato) for Bens, Spain (Downloadable)
If you are lending your vehicle to a friend or family member in Bens, or perhaps borrowing one, it is highly recommended to formalize the arrangement. In Spanish law, this is known as a Contrato de Comodato. This document is a private agreement that proves the vehicle is being used with the owner's consent, which is essential for avoiding legal complications during routine traffic stops by the Guardia Civil or Local Police.
Instructions on how and where to submit it in Bens
Because a Contrato de Comodato is a private legal agreement between two parties, it does not need to be submitted to a government office like the DGT (Dirección General de Tráfico) or the Bens Town Hall. Instead, it should be kept inside the vehicle's glove compartment alongside the technical documentation (Permiso de Circulación and ITV card).
- Print two copies of the document below (one for the owner and one for the driver).
- Both parties must sign every page of the agreement.
- It is highly recommended to have the signatures verified by a Notary if you want the document to have "fecha cierta" (a verified date), though this is optional for private use.
CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT
En Bens, a [Date] de [Month] de [Year] / In Bens, on [Date] of [Month], [Year]
REUNIDOS / PARTIES
De una parte, D./Dña. [Owner Name], con DNI/NIE [Number], en adelante el "COMODANTE" (Owner).
De otra parte, D./Dña. [Driver Name], con DNI/NIE [Number], en adelante el "COMODATARIO" (Borrower).
EXPONEN / STATEMENT
Que el COMODANTE es propietario del vehículo [Make/Model], con matrícula [License Plate].
Que ambas partes acuerdan el préstamo gratuito del vehículo mencionado bajo las siguientes cláusulas:
1. El COMODANTE cede el uso del vehículo al COMODATARIO de forma gratuita. / The Owner cedes the use of the vehicle to the Borrower free of charge.
2. El periodo de préstamo será desde [Start Date] hasta [End Date]. / The loan period will be from [Start Date] to [End Date].
3. El COMODATARIO se hace responsable de las infracciones de tráfico cometidas durante el uso del vehículo. / The Borrower is responsible for any traffic fines incurred during use.
4. El COMODATARIO se compromete a devolver el vehículo en el mismo estado en que lo recibió. / The Borrower agrees to return the vehicle in the same condition as received.
Firmas / Signatures:
__________________________ __________________________
Firma COMODANTE (Owner) Firma COMODATARIO (Borrower)
Additional documentation required
While the contract serves as your primary proof of authorized use, ensure the vehicle is compliant with all Spanish regulations in Bens:
- Valid ITV: Ensure the vehicle has passed its technical inspection (Inspección Técnica de Vehículos).
- Insurance Policy: Check that the insurance policy covers "third-party drivers." If the policy is restrictive, the insurance company might refuse to cover an accident if the driver is not listed.
- Identification: The driver must carry their valid driving license (permiso de conducir) recognized in Spain.
As an expert tip, if you are lending your car for a long period, notify your insurance provider. Some Spanish insurance companies have specific clauses regarding who is authorized to drive the vehicle. Having this signed template in the car will save you significant stress if you are stopped by authorities in the Bens area, as it immediately clarifies the legal status of the vehicle and prevents any suspicion of theft or unauthorized use.