Free Vehicle Loan Agreement (Comodato) in Alovera: Download Free Template (Word/PDF)

If you are planning to lend your car, van, or motorcycle to a family member, friend, or employee in Spain without charging any rent, doing so with a handshake is never a good idea. In the eyes of the Spanish traffic authority (DGT) and local police in Alovera, driving a vehicle registered in someone else's name can sometimes lead to administrative confusion, especially regarding who is liable for traffic fines, toll fees, or vehicle insurance claims. A Contrato de Comodato de Vehículo (Free Vehicle Loan Agreement) is a private legal contract that regulates this free loan, protecting both the owner and the driver by clearly establishing the dates, responsibilities, and conditions of the use of the vehicle.

Instructions on how and where to submit it in Alovera

Because a vehicle loan agreement is a private contract between two parties, it does not strictly need to be submitted to a public counter to be valid between you and the borrower. However, to ensure full legal safety and to notify the DGT or local authorities in Alovera if necessary (for example, to prevent fines from being sent to the owner), you should follow these steps:

• Signing: Both parties must sign the contract in duplicate (one copy for each). It is highly recommended to sign it in the presence of a notary or at least attach photocopies of both parties' DNI/NIE.
• DGT Notification (Comunicación de Conductor Habitual): If the borrower is going to use the vehicle continuously for more than 30 days, Spanish regulations allow (and sometimes recommend) registering them as the frequent driver ("conductor habitual") at the Provincial Traffic Headquarters (Jefatura Provincial de Tráfico). For residents of Alovera, this is handled through the DGT office in Guadalajara or online via the DGT electronic headquarters.
• Local Administration: If you need to present it locally in Alovera (for instance, to update resident parking permits at the Ayuntamiento de Alovera), you can submit the signed contract along with the vehicle's documentation at the local citizen service office (Oficina de Atención al Ciudadano).

CONTRATO DE COMODATO DE VEHÍCULO / FREE VEHICLE LOAN AGREEMENT

En Alovera (Guadalajara), a [Día] de [Mes] de [Año]. / In Alovera, on [Day] of [Month], [Year].

REUNIDOS / PARTIES

DE UNA PARTE, EL COMODANTE (El Propietario):
Don/Doña [Nombre y Apellidos del Propietario], con DNI [Número de DNI], y domicilio a efectos de notificaciones en [Dirección completa en Alovera u otra localidad], en adelante, EL COMODANTE.

AND ON THE OTHER PART, EL COMODATARIO (El Prestatario):
Don/Doña [Nombre y Apellidos del Conductor], con DNI [Número de DNI], y domicilio en [Dirección completa], en adelante, EL COMODATARIO.

Ambas partes se reconocen mutuamente la capacidad legal necesaria para el otorgamiento del presente contrato y, a tal fin, / Both parties mutually recognize the necessary legal capacity to grant this contract and, to that end,

MANIFIESTAN / DECLARE

PRIMERO. Que EL COMODANTE es el legítimo propietario del vehículo cuyas características son las siguientes:
- Marca / Make: [Marca]
- Modelo / Model: [Modelo]< matrícula / License Plate: [Matrícula]
- Bastidor / VIN: [Número de Bastidor]

SEGUNDO. Que EL COMODANTE cede el uso gratuito del mencionado vehículo al COMODATARIO, quien lo acepta en las condiciones establecidas en este documento, de conformidad con el artículo 1740 y siguientes del Código Civil español. / That the OWNER cedes the free use of the aforementioned vehicle to the BORROWER, who accepts it under the conditions established in this document, in accordance with Spanish Civil Code regulations.

CLÁUSULAS / CLAUSES

PRIMERA. - Objeto y gratuidad / Purpose and gratuitousness. El presente contrato tiene por objeto el préstamo de uso (comodato) gratuito del vehículo descrito. El COMODATARIO no estará obligado a abonar cantidad alguna en concepto de alquiler o renta. / This contract aims at the free loan of use of the described vehicle. The BORROWER shall not be obliged to pay any amount as rent.

SEGUNDA. - Duración / Duration. El préstamo tendrá una duración de [Indicar duración, ej. 1 año / Indicate duration, e.g., 1 year], comenzando el día [Fecha de inicio] y finalizando el día [Fecha de fin], fecha en la cual el COMODATARIO deberá devolver el vehículo al COMODANTE en el mismo estado en que lo recibe, salvo el desgaste natural. / The loan shall have a duration of..., starting on... and ending on...

TERCERA. - Gastos de mantenimiento y multas / Maintenance costs and fines. Serán de cuenta exclusiva del COMODATARIO todos los gastos derivados del uso del vehículo, tales como consumo de combustible, peajes, lavado, así como el pago de cuantas multas, sanciones o infracciones de tráfico sean impuestas durante la vigencia de este contrato. / All expenses derived from the use of the vehicle, such as fuel, tolls, washing, as well as the payment of any traffic fines or sanctions imposed during the term of this contract, shall be borne exclusively by the BORROWER.

CUARTA. - Seguro / Insurance. El vehículo cuenta actualmente con póliza de seguro obligatoria contratada en la compañía [Nombre de la Aseguradora], con número de póliza [Número de Póliza]. EL COMODANTE declara tener informado al seguro de que el vehículo será conducido habitualmente por el COMODATARIO (si procede). / The vehicle currently has mandatory insurance. The OWNER declares having informed the insurer that the vehicle will be driven by the BORROWER.

Y en prueba de conformidad, firman el presente contrato por duplicado y a un solo efecto en el lugar y fecha arriba indicados. / And as proof of conformity, they sign this contract in duplicate in the place and date indicated above.

Fdo. EL COMODANTE (Owner)            Fdo. EL COMODATARIO (Borrower)

Additional documentation required

To ensure that this arrangement runs smoothly and complies with Spanish traffic regulations while driving around Alovera, Guadalajara, and the rest of Spain, make sure the driver carries or has access to the following documents:

• A copy of this signed Contrato de Comodato (preferably kept in the glove compartment).
• Photocopy of the owner's DNI/NIE.
• Original Vehicle Registration Certificate (Permiso de Circulación) and ITV (Technical Vehicle Inspection) card with a passing inspection.
• Valid receipt of the mandatory car insurance (Recibo del seguro en vigor), ensuring the insurance policy covers secondary or occasional drivers under the borrower's profile.
• The driver's valid driving license (Permiso de Conducir).

Closing paragraph with expert tips

Drafting a clear vehicle loan agreement is a vital step to avoid unexpected legal liabilities in Spain. As an expert tip, always verify your insurance policy terms before handing over the keys: some Spanish insurers apply higher deductibles (franquicias) or completely deny coverage if an unauthorized young or inexperienced driver has an accident. Furthermore, keeping a signed copy of this comodato in the vehicle will save you countless headaches if local police in Alovera perform a routine check or if a speed camera captures an infraction while your friend or relative is behind the wheel.