📝 Trámites y Plantillas DGT

How to Legally Lend Your Car in Alovera: Free Vehicle Loan Agreement Template (PDF/Word)

Lending your vehicle to a friend or family member in Spain is a common practice, but it carries significant legal responsibilities. If you live in Alovera and want to ensure you are protected in case of traffic fines or accidents, you need a Contrato de Comodato (a free vehicle loan agreement). This document formalizes the transfer of possession, clarifying that while the lender remains the registered owner, the borrower assumes full responsibility for the vehicle during the agreed period.

Instructions on how and where to use this document in Alovera

This is a private contract between two parties and does not need to be submitted to the Alovera Town Hall (Ayuntamiento) or the DGT (Dirección General de Tráfico) unless a specific legal dispute arises. However, you should keep a signed copy in the vehicle's glove compartment at all times. If you are stopped by the Local Police of Alovera or the Guardia Civil, presenting this signed document helps prove that the vehicle is being used with the owner's explicit consent, preventing accusations of vehicle theft or unauthorized use.

📄 Modelo Oficial / Official Template

Plantilla / Template

CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT

EN ALOVERA, A [Date]

REUNIDOS / THE PARTIES:
D./Dña. [Owner Name], con DNI/NIE [Number], en adelante "EL COMODANTE" (THE LENDER).
D./Dña. [Borrower Name], con DNI/NIE [Number], en adelante "EL COMODATARIO" (THE BORROWER).

EXPONEN / DECLARE:
Que el COMODANTE es propietario del vehículo marca [Brand], modelo [Model], con matrícula [License Plate].
Que ambas partes acuerdan el préstamo gratuito del vehículo mencionado. / Both parties agree to the free loan of the aforementioned vehicle.

CLÁUSULAS / CLAUSES:
1. El vehículo se presta desde el [Start Date] hasta el [End Date]. / The vehicle is loaned from [Start Date] to [End Date].
2. El COMODATARIO se hace responsable de todas las multas de tráfico y gastos de mantenimiento ordinario derivados del uso del vehículo. / The BORROWER is responsible for all traffic fines and ordinary maintenance costs derived from the use of the vehicle.
3. El COMODATARIO se compromete a devolver el vehículo en el mismo estado en que lo recibió. / The BORROWER agrees to return the vehicle in the same condition it was received.

FIRMAS / SIGNATURES:

Fdo: EL COMODANTE ____________________ Fdo: EL COMODATARIO ____________________

Additional documentation required

To ensure the validity of this agreement and to avoid administrative issues in Alovera, ensure you have the following ready:

A photocopy of the DNI or NIE of both the owner and the borrower.
A copy of the vehicle’s "Permiso de Circulación" (Registration Certificate).
Proof of valid "ITV" (Technical Inspection) for the vehicle.
Ensure your insurance policy covers "authorized drivers." If your policy only covers named drivers, you must contact your insurance company to notify them of the temporary loan to avoid coverage denial in case of an accident.

Expert Tip: Always keep this contract updated. If you decide to extend the loan period, draft a simple addendum or sign a new agreement. Furthermore, if you receive a traffic fine while the vehicle is on loan, this contract is your primary legal tool to perform a "Identificación del Conductor" (Driver Identification) with the DGT, effectively transferring the liability of the fine to the person who was driving at the time of the infraction.