Free Vehicle Loan Agreement (Comodato) Download in Aldehuela De La Boveda (Word/PDF)

If you are planning to lend your car to a family member, friend, or trusted employee in Spain without charging rent, you need a formal legal document known as a Contrato de Comodato de Vehículo. This agreement protects both the owner and the driver, clarifying that the vehicle is being loaned free of charge. This is crucial for avoiding tax misunderstandings with the Spanish Agencia Tributaria and ensuring clear liability regarding fines and insurance.

Instructions on how and where to submit it in Aldehuela De La Boveda

A vehicle loan agreement is a private contract between two parties and does not strictly need to be submitted to a public office to be valid. However, for maximum legal security—especially when dealing with the Dirección General de Tráfico (DGT) or local authorities in Aldehuela De La Boveda—it is highly recommended to follow these steps:

• Sign in Duplicate: Print two copies of the bilingual agreement so both the lender (comodante) and the borrower (comodatario) have an original signed copy.
• Notarization (Optional but Recommended): You can take the signed contract to a local notary to give it an official date (fecha cierta) and legally verify the signatures.
• DGT Notification: Habits and Fines: While not mandatory to register the loan at the DGT office, keeping a copy of this contract inside the vehicle glovebox alongside the vehicle registration (permiso de circulación) and ITV card is vital. If speed camera fines or parking tickets arrive in Aldehuela De La Boveda, this document proves who was actually driving the vehicle at the specific time of the infraction.
• Empadronamiento and Local Taxes: The owner remains responsible for the annual municipal road tax (Impuesto sobre Vehículos de Tracción Mecánica - IVTM) paid to the Ayuntamiento of Aldehuela De La Boveda, unless otherwise stipulated regarding operational costs.

CONTRATO DE COMODATO DE VEHÍCULO / VEHICLE LOAN AGREEMENT (COMODATO)

En Aldehuela De La Boveda, a [Día] de [Mes] de [Año]
In Aldehuela De La Boveda, on [Day] of [Month], [Year]

REUNIDOS / PARTIES

DE UNA PARTE (EL COMODANTE / THE LENDER):
D./Dña. [Nombre y Apellidos], con DNI/NIE [Número], domiciliado/a en [Dirección], y teléfono [Número].
Mr./Ms. [First and Last Name], with ID/NIE [Number], residing at [Address], and phone number [Number].

Y DE OTRA PARTE (EL COMODATARIO / THE BORROWER):
D./Dña. [Nombre y Apellidos], con DNI/NIE [Número], domiciliado/a en [Dirección], y teléfono [Número].
Mr./Ms. [First and Last Name], with ID/NIE [Number], residing at [Address], and phone number [Number].

Ambas partes se reconocen la capacidad legal necesaria para otorgar el presente contrato y, a tal fin, / Both parties recognize the legal capacity necessary to grant this contract and, to that end,

EXPONEN / DECLARE

PRIMERO. Que el COMODANTE es el propietario legal del siguiente vehículo:
FIRST. That the LENDER is the legal owner of the following vehicle:

• Marca / Make: [Ej. Seat]
• Modelo / Model: [Ej. León]
• Matrícula / License Plate: [0000-XXX]
• Número de Bastidor / VIN: [Número de Chasis]

SEGUNDO. Que el COMODANTE cede el uso del mencionado vehículo al COMODATARIO, de forma totalmente gratuita (en concepto de comodato), y este acepta la cesión bajo las siguientes: /
SECOND. That the LENDER transfers the use of the aforementioned vehicle to the BORROWER, completely free of charge (as a comodato), and the latter accepts the transfer under the following:

CLÁUSULAS / CLAUSES

PRIMERA.- Objeto y Gratuidad. El presente contrato tiene por objeto el préstamo de uso gratuito del vehículo descrito. El COMODATARIO adquiere únicamente el derecho de uso del vehículo, sin que medie contraprestación económica de ningún tipo.
FIRST.- Purpose and Gratuitousness. The purpose of this contract is the free loan of use of the described vehicle. The BORROWER acquires solely the right to use the vehicle, without any financial consideration of any kind.

SEGUNDA.- Duración. El préstamo tendrá una duración de [Indicar duración, ej: un año / indefinida], comenzando el día [Fecha de inicio] y finalizando el [Fecha de fin]. No obstante, el COMODANTE podrá reclamar la devolución del vehículo en cualquier momento si media causa justificada o necesidad urgente.
SECOND.- Duration. The loan shall have a duration of [Indicate duration, e.g., one year / indefinite], starting on [Start date] and ending on [End date]. However, the LENDER may demand the return of the vehicle at any time if there is justified cause or urgent need.

TERCERA.- Gastos y Mantenimiento. Todos los gastos derivados del uso ordinario del vehículo durante la vigencia del contrato (combustible, lavado, peajes, multas de tráfico y revisiones rutinarias) correrán exclusivamente por cuenta del COMODATARIO. El seguro obligatorio y el impuesto municipal (IVTM) serán abonados por el COMODANTE, salvo pacto en contrario.
THIRD.- Expenses and Maintenance. All expenses derived from the ordinary use of the vehicle during the term of the contract (fuel, car wash, tolls, traffic fines, and routine maintenance) shall be borne exclusively by the BORROWER. Mandatory insurance and municipal tax (IVTM) shall be paid by the LENDER, unless otherwise agreed.

CUARTA.- Responsabilidad. El COMODATARIO será el único responsable civil y penalmente de los daños causados a personas o bienes con motivo de la utilización del vehículo a partir de la firma de este contrato, exonerando al COMODANTE de cualquier responsabilidad derivada de infracciones de tráfico, accidentes o actos ilícitos.
FOURTH.- Liability. The BORROWER shall be solely responsible civilly and criminally for damages caused to persons or property due to the use of the vehicle as of the signing of this contract, exempting the LENDER from any liability arising from traffic violations, accidents, or unlawful acts.

Y en prueba de conformidad, ambas partes firman el presente documento por duplicado en el lugar y fecha arriba indicados.
And as proof of conformity, both parties sign this document in duplicate at the place and date indicated above.

Fdo. El Comodante / Signed (Lender)          Fdo. El Comodatario / Signed (Borrower)
[Firma / Signature]                                  [Firma / Signature]

Additional documentation required

To ensure this vehicle loan agreement is fully functional and legally sound in Aldehuela De La Boveda, make sure to compile the following paperwork:

• Photocopy of DNI/NIE: Valid identification documents of both the lender and the borrower attached to the contract.
• Vehicle Documentation: The original Permiso de Circulación and the Tarjeta de Inspección Técnica (ITV) must remain inside the vehicle.
• Insurance Policy Verification: Check with your insurance company (póliza de seguro) to ensure that occasional drivers or the specific borrower are covered under your policy, preventing complications with claim payouts in case of an accident.

By keeping this properly filled-out agreement in your vehicle, you ensure complete transparency with authorities in Aldehuela De La Boveda and protect yourself against unexpected legal or financial liabilities.