Free Vehicle Loan Agreement Template in Albalat De La Ribera (Download Word/PDF)
If you are planning to lend your car, van, or motorcycle to a family member, friend, or employee in Spain without charging any rent, you need a formal legal document known as a Contrato de Comodato de Vehículo (Free Vehicle Loan Agreement). In Spanish traffic and civil law, simply handing over the keys is not enough. To protect yourself from unexpected fines, toll charges, or civil liabilities incurred by the driver while navigating through Albalat De La Ribera and across Spain, a written agreement is essential. This bilingual template ensures both parties understand their obligations while remaining legally valid before Spanish authorities and insurance companies.
Instructions on how and where to submit it in Albalat De La Ribera
Unlike vehicle sales or transfers of ownership, a free vehicle loan agreement does not strictly need to be registered at the DGT (Dirección General de Tráfico) if the vehicle remains registered under the owner's name. However, having this contract signed and ready is crucial for several bureaucratic steps:
- Notifying the DGT (Optional but recommended): While not mandatory for short-term loans, you can submit a "notificación de conductor habitual" (habitual driver notification) at the DGT provincial headquarters if the vehicle will be used regularly by someone else.
- Presenting to Local Police (Policía Local d'Albalat de la Ribera): If your vehicle receives a fine while being driven by the borrower and you wish to identify the actual driver, this contract serves as primary evidence of who was behind the wheel.
- Insurers: You must send a copy of this agreement to your car insurance company to ensure the secondary driver is properly documented, avoiding complications during claims.
- Ayuntamiento d'Albalat de la Ribera: For local matters such as municipal parking permits (tarjeta de residente), local authorities may require proof of vehicle availability.
CONTRATO DE COMODATO DE VEHÍCULO (PRÉSTAMO GRATUITO) / FREE VEHICLE LOAN AGREEMENT
En Albalat de la Ribera, a [Día] de [Mes] de [Año]
REUNIDOS / THE PARTIES
De una parte, D./Dña. _________________________, mayor de edad, con DNI nº ___________________ y domicilio a efectos de notificaciones en _________________________, en calidad de COMODANTE (Propietario/Owner).
Y de otra, D./Dña. _________________________, mayor de edad, con DNI nº ___________________ y domicilio a efectos de notificaciones en _________________________, en calidad de COMODATARIO (Prestatario/Borrower).
Ambas partes tienen capacidad legal suficiente para otorgar el presente contrato y, a tal fin,
EXPONEN / DECLARE
PRIMERO.- Que el COMODANTE es el actual propietario del vehículo cuyas características son:
- Marca / Make: _________________________
- Modelo / Model: _________________________
- Matrícula / License Plate: _________________________
- Nº de Bastidor / VIN: _________________________
SEGUNDO.- Que el COMODANTE cede el uso gratuito del mencionado vehículo al COMODATARIO, quien lo acepta, bajo los siguientes términos y condiciones:
CLÁUSULAS / CLAUSES
PRIMERA. Gratuidad / Gratuitousness: El presente contrato es de carácter estrictamente gratuito (comodato), no devengando cantidad alguna en concepto de renta o alquiler por el uso del vehículo.
This contract is strictly free of charge, with no rent or payment required for the use of the vehicle.
SEGUNDA. Duración / Duration: El plazo de duración de este préstamo de uso se fija desde el día ___/___/___ hasta el día ___/___/___ [o bien: "por tiempo indefinido, pudiendo cualquiera de las partes rescindirlo mediante preaviso de 15 días"].
The loan duration is set from [start date] to [end date] [or: for an indefinite period, terminable with 15 days notice].
TERCERA. Uso del vehículo / Use of the vehicle: El COMODATARIO se compromete a utilizar el vehículo exclusivamente para fines particulares/laborales, respetando en todo momento las normas del Código de Circulación español. Queda prohibido ceder el vehículo a terceros sin consentimiento expreso del COMODANTE.
The borrower agrees to use the vehicle exclusively for private/work purposes, complying with Spanish traffic regulations. Sub-lending or transferring to third parties is strictly prohibited without written consent.
CUARTA. Gastos y multas / Expenses and Fines: Serán de cuenta exclusiva del COMODATARIO los gastos derivados del uso del vehículo, tales como combustible, peajes, mantenimiento ordinario, así como el pago de todas las multas o sanciones de tráfico que se impongan durante la vigencia de este contrato.
All expenses derived from the use of the vehicle (fuel, tolls, ordinary maintenance) and any traffic fines incurred during the contract term shall be borne exclusively by the borrower.
QUINTA. Seguro / Insurance: El vehículo cuenta con seguro obligatorio de automóviles contratado por el COMODANTE. El COMODATARIO declara conocer las condiciones de dicha póliza y se compromete a cumplir los requisitos exigidos por la aseguradora.
The vehicle has mandatory insurance arranged by the owner. The borrower acknowledges the policy terms and agrees to comply with the insurer's requirements.
Y en prueba de conformidad, firman las partes el presente documento por duplicado ejemplar en el lugar y fecha arriba indicados.
In witness whereof, the parties sign this document in duplicate at the place and date stated above.
Fdo. El Comodante / Signed: The Owner
_________________ _________
Fdo. El Comodatario / Signed: The Borrower
_________________ _________
Additional documentation required
When executing and maintaining this vehicle loan arrangement in Albalat De La Ribera, make sure both parties keep the following documents easily accessible, either physically in the vehicle's glove compartment or digitally:
- Photocopy of the owner's DNI / NIE.
- Photocopy of the borrower's DNI / NIE and a valid Spanish driving license (Permiso de Conducir).
- The vehicle's official documentation: Permiso de Circulación and Tarjeta de ITV (Technical Inspection Card) with a valid up-to-date inspection sticker.
- Proof of valid compulsory vehicle insurance (Recibo del seguro).
- A signed copy of this agreement to quickly resolve any incidents with municipal authorities, speed cameras, or insurance adjusters.
Expert Tip: Always update your insurance company when lending your car long-term. In Spain, if an accident occurs and the driver is not declared on the policy (especially young or inexperienced drivers), the insurance company may try to apply the "exception clause" or demand a deductible recovery (franquicia agravada). Having this signed agreement provides a clean paper trail, establishing clear liability boundaries right from Albalat De La Ribera across the entire national territory.