How to Cancel Your Car Insurance in Caldes de Malavella: Downloadable Template

If you are looking to switch insurance providers or have sold your vehicle, you must notify your current insurer in writing. In Spain, the law (Ley de Contrato de Seguro) requires you to provide a minimum of one month's notice before the renewal date of your policy. This template is designed to help you formally communicate this decision to your insurance company to avoid automatic renewal and unwanted charges.

Instructions on how and where to submit it in Caldes de Malavella

While many insurance companies now accept cancellations via their online portals, sending a formal letter ensures you have legal proof of your request. Here is how to handle the process from Caldes de Malavella:

• Fill out the template: Complete the document below with your specific policy details.
• Print and Sign: Always sign the document by hand.
• Choose your method: The most legally secure way to send this is via Burofax from any Correos office (e.g., the local post office branch or the nearest one in the Girona province). A Burofax provides certified proof of the content and the date of delivery.
• Alternative: You may also send it via certified email if your insurer provides a specific address for contractual changes, or via their official customer service portal, ensuring you save the confirmation receipt.

A la atención del Departamento de Atención al Cliente de: [NOMBRE DE LA ASEGURADORA]

En Caldes de Malavella, a [DÍA] de [MES] de [AÑO]

ASUNTO: Comunicación de baja de póliza de seguro de automóvil

Estimados señores:

Por medio de la presente, les comunico mi voluntad de no renovar la póliza de seguro de mi vehículo, con número de póliza [NÚMERO DE PÓLIZA], cuyo vencimiento tendrá lugar el próximo día [FECHA DE VENCIMIENTO].

Esta comunicación se realiza cumpliendo con el plazo legal de preaviso de un mes, de conformidad con lo establecido en el artículo 22 de la Ley 50/1980 de Contrato de Seguro.

Asimismo, les solicito que procedan a la cancelación de cualquier orden de domiciliación bancaria asociada a dicho contrato a partir de la fecha de vencimiento mencionada.

Les agradezco que me confirmen por escrito la recepción de esta notificación y la tramitación de la baja solicitada.

Atentamente,

[NOMBRE Y APELLIDOS DEL TITULAR]
[DNI / NIE DEL TITULAR]
[DIRECCIÓN EN CALDES DE MALAVELLA]
[TELÉFONO DE CONTACTO]

Additional documentation required

When submitting your cancellation request, it is highly recommended to attach the following documents to avoid administrative delays:

• Copy of your DNI or NIE: Ensure the document is valid and clearly legible.
• Policy Number: Clearly stated in the body of the letter.
• Proof of Sale (if applicable): If you are cancelling because you sold the car, attach a copy of the "Permiso de Circulación" showing the new owner or the "Nota Simple" from the DGT. While not always strictly required for a simple non-renewal, it helps expedite the process if you are cancelling mid-term.

Expert Tip: Always keep a copy of the stamped receipt from the post office or the digital acknowledgement of receipt from the insurer. In Spain, insurance companies are notoriously difficult to stop once an automatic renewal is triggered. By sending your notice at least 35 days before the expiration date, you ensure you have a "buffer" period should any administrative errors occur. If you are switching companies, ensure your new policy is active before the cancellation of the old one to avoid any gaps in coverage.